Does insurance cover storm damage in Troy?

Most homeowner insurance policies cover sudden storm damage from wind, hail, and falling debris. Coverage depends on the type and extent of damage and the findings of the adjuster inspection.

How soon should I file a claim after a storm?

As soon as possible. Most insurance companies allow several months to a year, but the sooner you file, the better the damage can be documented.

Can you meet my insurance adjuster in Troy?

Yes. We can meet your adjuster during their inspection to provide photos and documentation so nothing is missed.

Will filing a storm claim raise my insurance rates?

Weather-related claims are usually rated by area, not individually. A single storm claim typically does not raise your personal premium.

TROY STORM DAMAGE

Storm Damage Repair in Troy, MI

When severe weather damages your roof, Roofing Army is here to help. We provide free storm damage inspections for Troy homeowners, work directly with your insurance company, and handle repairs or full replacements. Our Rochester Hills office serves Troy and surrounding Oakland County communities.

CALL 248-326-2020

Locally Owned & Operated

Community Focused

In-House Roofing Crews

Fast Turnaround Time

Storm Damage in Troy: What to Look For

Oakland County is no stranger to severe weather. High winds, hail, heavy rain, and falling tree branches can all cause significant roof damage. After a storm, look for missing or lifted shingles, granules in your gutters or on the ground, dented metal flashing or vents, and water stains on ceilings or in the attic. Even if you do not see obvious damage from the ground, a professional inspection can reveal issues that are not visible without getting on the roof. We offer free storm damage inspections for all Troy homeowners.

Working With Your Insurance Company

Filing an insurance claim after storm damage can be confusing. Roofing Army helps Troy homeowners through the entire process. We document the damage with detailed photos and reports, meet with your insurance adjuster during their inspection, and make sure nothing is missed. We work with all major insurance carriers and understand how the claims process works in Michigan. Our goal is to make the process as smooth and stress-free as possible so you can focus on getting your home back to normal.

Emergency Tarping and Temporary Repairs

If your roof is exposed or actively leaking after a storm, we can install emergency tarping to protect your home from further damage. We respond quickly and can usually have a tarp installed within 24 hours. Tarping is typically covered by your homeowner's insurance as a temporary measure to prevent additional damage while the claim is being processed.