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Best Insurance Agents in Pleasant Ridge, MI (2026)

By Aaron Scott|6 min read||Pleasant Ridge, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Pleasant Ridge, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Pleasant Ridge come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Eagle Rock Insurance Agency★★★★★5.0126(248) 548-5530
2Kandiss Ecton - State Farm Insurance Agent★★★★★4.9592(248) 398-5970
3Kirsten Wood - State Farm Insurance Agent★★★★★4.9162(248) 547-5309
4AAA Insurance - Olga P & Associates★★★★★4.9103(248) 861-2616
5The Robert Littleton Insurance Agency★★★★★5.019(248) 643-7575
6Natalie Gajewski - State Farm Insurance Agent★★★★★4.8138(248) 291-5221
7High Favor Insurance Agency LLC★★★★★4.8106(248) 765-8675
#1

Eagle Rock Insurance Agency

★★★★★5.0(126 reviews)

Address: 1904 W Eleven Mile Rd, Berkley, MI 48072

Phone: (248) 548-5530

Website: eaglerockinsurance.com

Eagle Rock Insurance Agency is an independent agency in Berkley, next to Pleasant Ridge, and it serves Pleasant Ridge households and businesses. Because it is independent, it can quote more than one carrier instead of selling a single company's policies. Its website covers auto, home, life and business insurance, with a section on carriers, claims and payments. Reviewers mention responsive staff who are quick to find solutions and offer useful suggestions. Some say they have stayed with the agency for decades, bundling home, auto and even RV coverage. It suits anyone who wants one office comparing options across several carriers.

What stands out:

  • Located in Berkley, just over the Pleasant Ridge line
  • Request a quote online through the agency website
  • Reviewers mention yearly policy reviews and competitive rates
  • One reviewer reports more than 20 years as a client
#2

Kandiss Ecton - State Farm Insurance Agent

★★★★★4.9(592 reviews)

Address: 2406 Hilton Rd, Ferndale, MI 48220

Phone: (248) 398-5970

Website: agentkandiss.com

From an office in Ferndale, next to Pleasant Ridge, Kandiss Ecton runs a State Farm agency that serves Pleasant Ridge residents. As a State Farm agent, she sells that carrier's home, auto, life and business coverage. Reviewers describe staff who explain policies in depth, answer questions before they come up and do not rush the process. Others mention help consolidating business, office and vehicle coverage under one policy. One reviewer describes an agent staying late to walk through homeowners and auto options with patience. Clear, plain explanations of insurance matters are a theme that shows up often in the reviews.

What stands out:

  • State Farm office located in Ferndale
  • Free quotes by phone at (248) 398-5970
  • Licensed status mentioned on the agency website
  • Reviewers mention several package quotes and reasonable prices
#3

Kirsten Wood - State Farm Insurance Agent

★★★★★4.9(162 reviews)

Address: 1017 S Washington Ave, Royal Oak, MI 48067

Phone: (248) 547-5309

Website: kirstenwood.net

In business since: 2015

In Royal Oak, next to Pleasant Ridge, Kirsten Wood runs a State Farm agency that serves Pleasant Ridge households. The office, which calls itself the Wood Agency, handles auto, home, life, renters and business insurance. Reviewers describe the staff as knowledgeable, patient and reliable. They mention timely replies to texts and emails and clear explanations of each policy. One reviewer, who works with insurers for a living, praises how patient the team was while deciding to switch. Another left a longtime insurer over service and rates and now plans to stay. Customers also say the team stays on top of things.

What stands out:

  • Agency founded in 2015
  • State Farm office located in Royal Oak
  • Free quotes by phone at (248) 547-5309
  • Bills can be paid in person at the office
#4

AAA Insurance - Olga P & Associates

★★★★★4.9(103 reviews)

Address: 750 W Nine Mile Rd Ste 4, Ferndale, MI 48220

Phone: (248) 861-2616

Website: locator.acg.aaa.com

This AAA Insurance office is in Ferndale, next to Pleasant Ridge, and serves Pleasant Ridge drivers and homeowners. Olga P & Associates runs the branch. Reviewers describe bundled auto and homeowners packages that cut their yearly costs, along with full coverage on multiple cars at a low rate. One reviewer added a second car and renters insurance for less than a single vehicle had cost before. Others say staff explain coverage patiently, take time with every concern and make sure clients feel at ease. Finding the best quote across several policies is something reviewers bring up often.

What stands out:

  • AAA Insurance branch located in Ferndale
  • Auto, homeowners and renters policies mentioned by reviewers
  • Reviewers describe a clean, welcoming office with refreshments
  • Reviewers mention friendly, cordial and knowledgeable staff
#5

The Robert Littleton Insurance Agency

★★★★★5.0(19 reviews)

Address: 104 W 4th St #205, Royal Oak, MI 48067

Phone: (248) 643-7575

Website: farmersagent.com

Personal and commercial clients both show up in reviews of this Royal Oak agency, which sits next to Pleasant Ridge and serves Pleasant Ridge clients. Robert Littleton has helped reviewers with small business insurance, homeowners coverage on a newly purchased home, a condo policy for out of town buyers and auto insurance that saved one reviewer a lot of money. Reviewers mention quick responses, with calls returned promptly when he is not free right away. They also describe clear explanations of how a new policy works at a reasonable cost, and a smooth process from start to finish.

What stands out:

  • Agency in Royal Oak, just over the city line
  • Small business insurance mentioned by reviewers
  • Condo and homeowners policies for new buyers
  • Reviewers describe a professional, friendly and thorough agent
#6

Natalie Gajewski - State Farm Insurance Agent

★★★★★4.8(138 reviews)

Address: 24126 Woodward Ave, Pleasant Ridge, MI 48069

Phone: (248) 291-5221

Website: statefarm.com

In business since: 1962

Natalie Gajewski's State Farm office is in Pleasant Ridge, making it the only agency on this list inside the city. The office sells State Farm home, auto, life and business coverage, and its website also offers recreational vehicle quotes. Its homeowners policies are designed to help repair or replace a home and the items inside it. Reviewers mention staff who work around busy schedules and stay friendly on the phone. Some describe a sense of family at the office, plus reminders that help them keep up with their accounts. One reviewer credits the team with saving money during an unexpected turn of events.

What stands out:

  • Office located inside Pleasant Ridge
  • Free quotes by phone at (248) 291-5221
  • Personal property covered on vacation or in storage
  • Reviewers mention savings from bundling policies
#7

High Favor Insurance Agency LLC

★★★★★4.8(106 reviews)

Address: 26080 Woodward Ave, Royal Oak, MI 48067

Phone: (248) 765-8675

Website: highfavorinsurance.com

Auto, home, condo, life, umbrella and commercial insurance are all offered at High Favor Insurance Agency LLC in Royal Oak, next to Pleasant Ridge. It serves Pleasant Ridge residents as well. One reviewer came by referral from a real estate agent and got a homeowners policy for a first home, plus an auto rate that beat the previous carrier. Another switched after a car insurance quote came in considerably cheaper. Reviewers also describe staff who explain options without industry jargon and a team that is prompt, thorough and easy to talk to.

What stands out:

  • Boat, classic car and motorcycle insurance offered
  • Print ID cards and file claims online
  • Reviewers mention help navigating complicated claims
  • Located at 26080 Woodward Ave, Royal Oak

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-03, sorted by rating weighted by review count.
  • Location. Companies with an address in Pleasant Ridge, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Pleasant Ridge ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Pleasant Ridge, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Pleasant Ridge for free, quotes five options at different price points, and takes no deposit until the job is done.

Pleasant Ridge roofing services →

Comparing roofers? See the best roofing companies in Pleasant Ridge. Budgeting? See what a roof replacement costs in Pleasant Ridge, with real prices from our published jobs.

More Pleasant Ridge Rankings

Frequently Asked Questions

Is there an insurance agency based in Pleasant Ridge?

Yes. Natalie Gajewski's State Farm office is based in Pleasant Ridge, and it is the only agency on this list inside the city. The others are just over the city line. Eagle Rock Insurance Agency is in Berkley. Kandiss Ecton's State Farm office and the AAA Insurance office of Olga P & Associates are in Ferndale. Kirsten Wood's State Farm office, The Robert Littleton Insurance Agency and High Favor Insurance Agency LLC are in Royal Oak. All of them serve Pleasant Ridge.

Does homeowners insurance cover roof replacement in Michigan?

It depends on what caused the damage and on your policy. Homeowners policies generally pay for roof damage from sudden events such as wind, hail or a fallen tree, not for normal wear and age. Some policies pay replacement cost and others pay actual cash value, which subtracts depreciation, so ask your agent which one you have. After a storm, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier, like the State Farm offices on this list, and know that company's products well. Independent agents, such as Eagle Rock Insurance Agency, quote several carriers so you can compare prices and coverage side by side. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Check any agent's license on the DIFS lookup before you buy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We do not sell insurance or handle claims the way an agent does. What we can do is meet your adjuster on site after a storm and document what is actually damaged on the roof, which helps your agent and carrier move the claim along. We also inspect roofs for free in Pleasant Ridge, so you can find out if there is storm damage before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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