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City Rankings

Best Insurance Agents in Addison Township, MI (2026)

By Aaron Scott|4 min read||Addison Township, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Addison Township, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Addison Township come first, and where the city has fewer than five we added the nearest well-reviewed companies and say where they are based. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1FAMILY SHIELD INSURANCE GROUP★★★★★5.065(248) 436-2888
2J Jacobs and Associates★★★★★4.9874(248) 693-6455
3Scott Ockerman - State Farm Insurance Agent★★★★★4.9187(248) 391-9300
4Curtis Insurance Agency-America One★★★★★4.9130(248) 628-3604
5Green Valley Insurance Agency★★★★★4.996(586) 580-3663
#1

FAMILY SHIELD INSURANCE GROUP

★★★★★5.0(65 reviews)

Address: 1290 S Lapeer Rd, Lake Orion, MI 48360 (in nearby Lake Orion, 7.6 miles from Addison Township)

Phone: (248) 436-2888

Website: familyshieldins.com

Based in Lake Orion, about 7.6 miles away, Family Shield Insurance Group serves Addison Township from there. The agency handles both personal and business coverage. Reviewers mention a team that is responsive and takes time to explain options until the process feels clear. Several describe saving money, including one who cut a monthly auto bill and another who bundled home and auto for a better rate. One reviewer insured an investment property alongside a personal home and says the coverage was better and the price lower than other quotes. If you want an agent who replies quickly, reviewers say concerns get prompt answers here.

What stands out:

  • Offers home, auto, life, business and umbrella insurance
  • Online quote comparison by ZIP code
  • Free auto and homeowners quotes on request
  • Office in Lake Orion, 7.6 miles away
#2

J Jacobs and Associates

★★★★★4.9(874 reviews)

Address: 4301 S Baldwin Rd, Lake Orion, MI 48359 (in nearby Lake Orion, 12.2 miles from Addison Township)

Phone: (248) 693-6455

Website: jjainsurance.com

In business since: 1981

Licenses and credentials: Family owned

Family-owned and independent since 1981, J Jacobs and Associates works from an office in Lake Orion, about 12.2 miles from Addison Township, and serves the township from there. Because it is independent, the agency compares many carriers for auto, home, life and business coverage instead of selling one company's policies. Its website also lists a service center for billing and claims. Reviewers mention staff who return calls, answer questions clearly and do not rush the process. One longtime client describes good coverage at reasonable prices despite rising Michigan home and auto rates. Others mention a friendly front desk that listens and makes sure callers understand before hanging up.

What stands out:

  • Family owned and founded in 1981
  • Shops more than 20 carriers per quote
  • Workers compensation coverage for employers
  • Website states statewide licensing
#3

Scott Ockerman - State Farm Insurance Agent

★★★★★4.9(187 reviews)

Address: 403 S Broadway St, Lake Orion, MI 48362 (in nearby Lake Orion, 6.7 miles from Addison Township)

Phone: (248) 391-9300

Website: scottockerman.com

Scott Ockerman runs a State Farm office in Lake Orion, roughly 6.7 miles from Addison Township, and serves township residents from there. As a State Farm agent, the office sells that one carrier's policies. Reviewers describe the staff as polite, patient and responsive. Several mention that the team explained coverage clearly when insurance felt overwhelming. One customer insured two vehicles through the office for about five years and later added a home policy, and another set up a business policy there. A reviewer also mentions getting a low rate. If you prefer keeping all your policies with State Farm, reviewers say this office handles the full set.

What stands out:

  • Captive State Farm agency in Lake Orion
  • Free quotes on life, home and car insurance
  • Business insurance policies also available
  • Office 6.7 miles from Addison Township
#4

Curtis Insurance Agency-America One

★★★★★4.9(130 reviews)

Address: 25 N Washington St, Oxford, MI 48371 (in nearby Oxford, 6.1 miles from Addison Township)

Phone: (248) 628-3604

Website: curtisinsuranceagency.com

Curtis Insurance Agency-America One works out of Oxford, about 6.1 miles from Addison Township, and serves the township from that office. Reviewers describe agents who explain the differences between policies and are honest about what a premium buys. One home buyer got a quote and coverage in place just days before closing. Others mention quick replies, patience with long lists of questions and close attention to detail. A reviewer who was not planning to change carriers agreed to a quote at renewal and came away pleased with the experience. Several reviewers say the agent made sure they understood how their coverage would help them later.

What stands out:

  • Office located in Oxford, 6.1 miles away
  • Homeowners coverage arranged quickly before a closing
  • Reviewers mention no upselling or sales pressure
  • Reviewers describe cutting premiums by over half
#5

Green Valley Insurance Agency

★★★★★4.9(96 reviews)

Address: 50258 Van Dyke Ave C, Shelby Township, MI 48317 (in nearby Shelby Township, 14.2 miles from Addison Township)

Phone: (586) 580-3663

From an office in Shelby Township, about 14.2 miles away, Green Valley Insurance Agency serves Addison Township. Reviews describe a wide range of coverage placed through the agency, including home, auto and business insurance. Reviewers mention fast turnaround, with one describing a revised home and auto quote delivered the next day after small adjustments. Another reviewer called after a sharp rate increase and says the agent took time to go through the entire policy. Several describe the team as attentive, inquisitive and thorough. Others mention being helped to find coverage more than once, and say the agency consistently looks for good rates.

What stands out:

  • Based in Shelby Township, 14.2 miles away
  • Reviewers mention malpractice and commercial property coverage
  • Next-day quotes mentioned by reviewers
  • One client reports six years with the agency

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-10-27, sorted by rating weighted by review count.
  • Location. Companies with an address in Addison Township, MI rank ahead of companies based nearby, and nearby ones say where they are based.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Addison Township ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Addison Township, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Addison Township for free, quotes five options at different price points, and takes no deposit until the job is done.

Addison Township roofing services →

Comparing roofers? See the best roofing companies in Addison Township.

More Addison Township Rankings

Frequently Asked Questions

Is there an insurance agency based in Addison Township?

None of the insurance agencies listed here is based in Addison Township. The closest are Curtis Insurance Agency-America One in Oxford, about 6.1 miles away, and Scott Ockerman - State Farm Insurance Agent in Lake Orion, about 6.7 miles away. FAMILY SHIELD INSURANCE GROUP and J Jacobs and Associates are also in Lake Orion, and Green Valley Insurance Agency is in Shelby Township. All of them serve Addison Township residents.

Does homeowners insurance cover roof replacement in Michigan?

It depends on your policy and the cause of the damage. Policies generally address sudden damage, such as from a storm, rather than normal wear from age. Some pay replacement cost and others pay actual cash value, so ask your agent which one you have. On storm claims, Roofing Army meets adjusters on site and documents what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier, like Scott Ockerman's State Farm office. Independent agents quote several, like J Jacobs and Associates, which says it shops more than 20 carriers. A captive agent can be simpler if you already like that company. An independent agent lets you compare. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check a license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. It does not sell insurance or act as your agent on a claim. When a storm claim involves your roof, we can meet the adjuster on site and document what is actually damaged, and a good agent makes that process faster. Roofing Army also inspects roofs for free in Addison Township, so you can learn the condition of your roof before talking with your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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