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City Rankings

Best Insurance Agents in Garden City, MI (2026)

By Aaron Scott|5 min read||Garden City, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Garden City, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Garden City come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Kurth Agencies Inc★★★★★5.059(734) 425-8300
2AAA Insurance - Majed Insurance Agency★★★★★5.043(734) 742-5249
3Lisa Lindbloom - State Farm Insurance Agent★★★★★4.8374(734) 261-3111
4MIKE ALMALIKY: Allstate Insurance★★★★★4.863(313) 203-9320
5McFarlane-King Agency★★★★★4.713(734) 427-3000
6Paula M. Schembri: Allstate Insurance★★★★★4.416(734) 427-6020
#1

Kurth Agencies Inc

★★★★★5.0(59 reviews)

Address: 28959 Joy Rd, Westland, MI 48185

Phone: (734) 425-8300

Website: kurthinsurance.com

Licenses and credentials: Family owned

Since 1883, Kurth Agencies Inc has helped families and businesses protect themselves, according to its website. The agency is in Westland, next to Garden City, and serves Garden City along with the greater Detroit metro area. It writes auto, home and a range of business coverages. Reviewers describe the staff as professional, knowledgeable and patient. One says a vehicle change was finished in about ten minutes with no robot calls. Another says the team helps them shop around for the best deal that still meets their needs. Several reviewers mention keeping both their auto and home policies with the agency for years.

What stands out:

  • Family owned and operated agency
  • Website lists life insurance and claims help
  • Free consultation offered on its website
  • Reviewers mention helpful service and good insurance rates
#2

AAA Insurance - Majed Insurance Agency

★★★★★5.0(43 reviews)

Address: 8278 N Merriman Rd, Westland, MI 48185

Phone: (734) 742-5249

Website: locator.acg.aaa.com

Located in Westland, next to Garden City, this AAA Insurance office serves Garden City drivers and homeowners. Reviewers describe the team as friendly and professional, and say agents take the time to explain options clearly. Several mention buying both car and home insurance here. One reviewer says an agent who was not even assigned to them looked over their policy and helped lower their car insurance. Another describes shopping for home and auto coverage early in the day and getting a real person to talk it through. One more says they have passed the agent's information along to others who need insurance.

What stands out:

  • AAA Insurance agency based in Westland, next to Garden City
  • Reviewers mention car and home insurance quotes
  • Reviewers mention responsive answers to policy questions
  • Reviewers describe a smooth and easy process
#3

Lisa Lindbloom - State Farm Insurance Agent

★★★★★4.8(374 reviews)

Address: 29510 Ford Rd, Garden City, MI 48135

Phone: (734) 261-3111

Website: lisalindbloom.com

In Garden City, the Lisa Lindbloom State Farm agency serves individuals and businesses across Garden City, Westland and nearby Wayne County communities. It offers car, home and life insurance along with coverage for businesses. Reviewers describe the office as friendly, helpful and easy to work with. One customer moved all of their policies to this office and says the staff knew each policy well and worked hard for them. Others mention getting a great price and learning about policy options they had not known about. A small business owner says securing a liability policy for an LLC was seamless.

What stands out:

  • Claims 20 years in business
  • Website mentions licensed and insured status
  • Free quotes by phone at (734) 261-3111
  • Reviewers mention quick responses and stress-free service
#4

MIKE ALMALIKY: Allstate Insurance

★★★★★4.8(63 reviews)

Address: 32940 Cherry Hill Rd, Garden City, MI 48135

Phone: (313) 203-9320

Website: agents.allstate.com

Based in Garden City, this Allstate office draws steady praise from reviewers for its customer service. Reviewers describe the agent and staff as professional, honest and knowledgeable. A common theme is clear explanations: several say the team took the time to walk through their coverage until it made sense. One reviewer says the office beat every quote they had gotten elsewhere, and by a wide margin. Others say they found coverage that fit their needs and felt treated like family rather than a number. Several had worked with other agents before and say this office was more responsive.

What stands out:

  • Allstate insurance office located in Garden City
  • Reviewers mention lower quotes than competing agents
  • Reviewers mention coverage recommendations without sales pressure
  • Reviewers describe a smooth, stress-free process
#5

McFarlane-King Agency

★★★★★4.7(13 reviews)

Address: 28230 Ford Rd, Garden City, MI 48135

Phone: (734) 427-3000

Website: mkainsurance.com

In business since: 1958

Serving Michigan residents and business owners since 1958, McFarlane-King Agency is an independent agency in Garden City. As independent agents, the team places coverage with carriers it has chosen rather than a single company. It writes home, auto, life, umbrella and business insurance and helps with claims. Reviewers describe it as a family business that gives honest answers, even when they are not what you want to hear. One reviewer says an agent called another driver's insurer after it denied payment for a rear end accident. Another got a call suggesting a policy review, switched carriers and ended up paying less for more coverage.

What stands out:

  • Sales force with over 80 years combined experience
  • Website lists carrier, claims and payment information
  • Reviewers mention being long-time home insurance customers
  • Quote requests available through its website
#6

Paula M. Schembri: Allstate Insurance

★★★★★4.4(16 reviews)

Address: 29207 Ford Rd, Garden City, MI 48135

Phone: (734) 427-6020

Website: agents.allstate.com

Reviewers of this Garden City Allstate office often mention how far the staff will go to help. One customer says the agency has gone above and beyond for them for more than 15 years and would not think of going anywhere else. Another was stranded and needed a tow, and says the agent and a staff member stayed late to get someone out to help. Reviewers say the office is eager to help with questions or problems and gets straight to the point with clear information. Others say the team knows insurance well and is available when they need it.

What stands out:

  • Allstate insurance office located in Garden City
  • Reviewers mention staying with the agency over 15 years
  • Reviewers mention staff staying late to arrange a tow
  • Reviewers describe direct, exact answers to questions

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-11, sorted by rating weighted by review count.
  • Location. Companies with an address in Garden City, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Garden City ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Garden City, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Garden City for free, quotes five options at different price points, and takes no deposit until the job is done.

Garden City roofing services →

Comparing roofers? See the best roofing companies in Garden City.

More Garden City Rankings

Frequently Asked Questions

Is there an insurance agency based in Garden City?

Yes. Four of the agencies listed here are based in Garden City: the Lisa Lindbloom State Farm agency, Mike Almaliky's Allstate office, McFarlane-King Agency and Paula M. Schembri's Allstate office. Kurth Agencies Inc and the Majed Insurance Agency AAA office are in Westland, the next town over, and both serve Garden City customers.

Does homeowners insurance cover roof replacement in Michigan?

It depends on why the roof needs replacing and what your policy says. Most homeowners policies pay for sudden damage, such as hail, wind or a fallen tree, and do not pay for a roof that has simply worn out with age. Some policies pay replacement cost and others pay actual cash value, which subtracts for age. Ask your agent which you have. Roofing Army meets adjusters on site for storm claims and documents what is actually damaged, and a good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier, so they focus on that company's products. Independent agents quote several carriers, which makes comparing prices easier. McFarlane-King Agency describes itself as independent. If you prefer a single brand, a captive office works well. If comparison shopping matters most, try an independent agent. Either way, check the license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We do not sell insurance, file claims or handle your policy. What we do is meet adjusters on site for storm claims and document what is actually damaged on the roof. We also inspect roofs for free in Garden City, which is a useful first step after a storm. For the claim itself, call your insurance agent. A good agent makes the process faster.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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