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City Rankings

Best Insurance Agents in Livonia, MI (2026)

By Aaron Scott|5 min read||Livonia, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Livonia, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Livonia come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Perfect Price Insurance Agency★★★★★5.089(734) 743-1042
2Garwood Buda Knight & Associates★★★★★5.052(313) 255-9350
3Loyalty Insurance★★★★★4.9487(734) 454-5450
4Jay Alhashemy: Allstate Insurance★★★★★4.9107(248) 800-2800
5Metro Agency, Inc.★★★★★4.9103(734) 522-3900
6Salami Agency LLC Meemic/AAA★★★★★5.029(313) 410-2000
7Compass Insurance Agency★★★★★4.968(833) 568-6499
#1

Perfect Price Insurance Agency

★★★★★5.0(89 reviews)

Address: 13740 Merriman Rd, Livonia, MI 48150

Phone: (734) 743-1042

Website: perfectpriceinsurance.com

Located in Livonia, Perfect Price Insurance Agency describes its approach as "Insurance made easy." Its website lists home insurance, and reviewers mention getting help with auto, home and renter's policies too. Several describe a prompt first callback, followed by researched options returned the next day. Others say the agent explains choices, reviews the details and compares coverage. One reviewer says the agency does the legwork, so all that is left is to sign and pay. Reviewers also mention efforts to find the lowest available prices. If you would rather not shop for insurance yourself, this hands-on approach is what reviewers point to most.

What stands out:

  • Office located in Livonia, Wayne County
  • Reviewers describe kind, caring and knowledgeable service
  • Reviewers found it searching online for a local broker
#2

Garwood Buda Knight & Associates

★★★★★5.0(52 reviews)

Address: 33039 Schoolcraft, Livonia, MI 48150

Phone: (313) 255-9350

Website: gbkinsurance.com

Known as GBK Insurance, Garwood Buda Knight & Associates is an all-lines independent agency in Livonia. Because it represents several carriers, the agency can compare prices for both personal and business coverage. Lines listed on its website include auto, home, life, business, motorcycle and umbrella insurance. Reviewers mention clear explanations of auto and home options and an agent who checks in on bundled policies. One family needed coverage quickly to close on a new home and says the agency found it right away. Others describe the staff as responsive and available to answer questions at every step. Several reviewers say their coverage improved after switching.

What stands out:

  • Website cites over 57 years serving Southeast Michigan
  • Says it has served thousands of customers
  • Reviewers mention a pay-in-full discount
  • Reviewers describe the process as easy and stress-free
#3

Loyalty Insurance

★★★★★4.9(487 reviews)

Address: 39209 Six Mile Rd #200, Livonia, MI 48152

Phone: (734) 454-5450

Website: loyaltyinsurance.com

In business since: 1992

Since 1992, Loyalty Insurance Services has worked out of Livonia as an independent agency. It represents a network of carriers and does the price hunting for clients. Coverage listed on its website includes auto, home, life, business and umbrella insurance. Reviewers mention agents who are responsive, keep them updated during the process and explain policies in detail. One reviewer says they wanted a local agency to help with complex Michigan homeowners and auto insurance, and found that help here. Others describe the staff as knowledgeable, personable and part of their insurance "team." Several reviewers say they plan to recommend the agency to friends and family.

What stands out:

  • Serving the Livonia area since 1992
  • Over 10,000 accounts across two locations
  • Also serves Canton, Northville and Belleville
  • Reviewers mention friendly, professional and efficient service
#4

Jay Alhashemy: Allstate Insurance

★★★★★4.9(107 reviews)

Address: 19590 Middlebelt Rd, Livonia, MI 48152

Phone: (248) 800-2800

Website: agents.allstate.com

Jay Alhashemy: Allstate Insurance is an Allstate agency office in Livonia. No website details on coverage lines were provided, so reviews are the main source here. Reviewers mention quotes for home and auto insurance, and some say they were offered more coverage than with a previous company. Several describe policies explained clearly and every question answered. Another reviewer says an issue was handled and finalized quickly. Others point to a simple, stress-free process and close attention to their situation. Some reviewers mention saving money after switching, and one says setting up new policies was quick and painless.

What stands out:

  • Allstate agency office located in Livonia
  • One reviewer had a quote within 24 hours
  • Reviewers describe friendly, professional service
#5

Metro Agency, Inc.

★★★★★4.9(103 reviews)

Address: 32646 Five Mile Rd, Livonia, MI 48154

Phone: (734) 522-3900

Website: metroagency.net

In business since: 1959

Founded in 1959, Metro Agency, Inc. is an independent insurance agency with an office at 32646 Five Mile Road in Livonia and a second office in Brighton. The website covers personal lines such as home, auto, life and umbrella. It also lists business insurance by industry, including garages, repair shops, golf courses and restaurants, plus business owners, business auto and commercial umbrella policies. Office hours are 9 to 5, Monday through Friday. Reviewers mention prompt responses, competitive rates and agents who know insurance well. One reviewer describes an agent arranging a loaner vehicle while an SUV was at the body shop.

What stands out:

  • Website mentions Progressive insurance
  • Business clients mention staying with the agency for years
  • Reviewers say relatives switched to the same agent
  • Quotes requested by phone or through the website
#6

Salami Agency LLC Meemic/AAA

★★★★★5.0(29 reviews)

Address: 16172 Middlebelt Rd, Livonia, MI 48154

Phone: (313) 410-2000

The name of this Livonia office, Salami Agency LLC Meemic/AAA, points to Meemic and AAA. No website was provided, so this profile draws on review excerpts. Reviewers mostly mention auto insurance, including new policies and policy updates. They describe an agent who asks detailed questions, explains options clearly and takes time to understand their needs. One reviewer says the agency discovered that a past accident had been incorrectly labeled as at fault. Another says the prices and coverage discussed matched what they were later charged. Reviewers also describe the process as smooth, with no surprises after signing up.

What stands out:

  • Office located in Livonia, Wayne County
  • Reviewers mention large auto premium savings
  • Responsive by phone and text, reviewers say
  • Adding a vehicle described as seamless
#7

Compass Insurance Agency

★★★★★4.9(68 reviews)

Address: 33723 Five Mile Rd, Livonia, MI 48154

Phone: (833) 568-6499

Website: compass-insurance-agency.com

Reviewers of Compass Insurance Agency, a Livonia office, describe help with home, auto and commercial policies. No service details were provided from the agency's website, so this profile relies on what reviewers mention. Several say an agent lowered their auto and home premiums, with one reporting savings of over $8,000 a year on both. Others describe clear explanations and a personalized approach to finding coverage. One reviewer says a commercial policy was added at a low rate. Reviewers describe the process as smooth and stress-free, and say the agents were easy to communicate with from the first call.

What stands out:

  • Office located in Livonia, Wayne County
  • Reviewers describe knowledgeable, friendly agents
  • Reviewers mention quick deals on car insurance

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-10, sorted by rating weighted by review count.
  • Location. Companies with an address in Livonia, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Livonia ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Livonia, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Livonia for free, quotes five options at different price points, and takes no deposit until the job is done.

Livonia roofing services →

Comparing roofers? See the best roofing companies in Livonia.

More Livonia Rankings

Frequently Asked Questions

Is there an insurance agency based in Livonia?

Yes. All seven agencies on this list are based in Livonia: Perfect Price Insurance Agency, Garwood Buda Knight & Associates, Loyalty Insurance, Jay Alhashemy: Allstate Insurance, Metro Agency, Inc., Salami Agency LLC Meemic/AAA and Compass Insurance Agency. They range from independent agencies that quote several carriers to offices tied to a single company, so you can choose the setup that fits how you like to shop.

Does homeowners insurance cover roof replacement in Michigan?

It depends on your policy and the cause of the damage. Storm damage such as wind or hail is often covered, while wear from age usually is not. Some policies pay replacement cost and others pay actual cash value, so ask your agent which you have. Roofing Army meets adjusters on site for storm claims and documents what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier, so they know that company's products in depth. Independent agents quote several carriers, which makes comparing prices easier. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Check the license on the DIFS lookup before you buy a policy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and does not sell insurance or handle claims as an agent. For questions about your policy or filing a claim, talk to your insurance agent. On the roofing side, Roofing Army inspects roofs for free in Livonia, and for storm claims it can meet the adjuster on site and document what is actually damaged.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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