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Best Insurance Agents in Northville, MI (2026)

By Aaron Scott|5 min read||Northville, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Northville, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Northville come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Entrust Insurance Agency, A Tropolis Company★★★★★5.0190(586) 232-5511
2TFI Insurance★★★★★5.0150(248) 347-3525
3Commercial Insurance - J & J Insurance Managers★★★★★5.0130(313) 460-0321
4Todd Krygier - State Farm Insurance Agent★★★★★5.050(248) 349-1189
5Joel Schembri: Allstate Insurance★★★★★4.9164(734) 927-9500
6Debra Herndon - State Farm Insurance Agent★★★★★4.9163(248) 308-3992
7Paul L Rogacki: Allstate Insurance★★★★★4.9146(248) 344-8280
#1

Entrust Insurance Agency, A Tropolis Company

★★★★★5.0(190 reviews)

Address: 21500 Haggerty Rd Ste 240, Northville, MI 48167

Phone: (586) 232-5511

Website: entrustagent.com

Part of the Tropolis group, this agency has a Northville office along with locations elsewhere in Michigan and in several other states. It writes home, auto and business insurance. On the commercial side, it lists industries it covers, including restaurants and hospitality, automotive, healthcare and scrap metal dealers. Reviewers mention an agent who cleaned up an old policy left over from a previous agent, then found lower rates and checked back in afterward. Others describe patient, clear explanations for clients who know little about insurance, and quick help with a renewal that was about to lapse. If you want personal and business coverage under one roof, this office handles both.

What stands out:

  • Northville office in a multi-state Tropolis network
  • Employee benefits alongside business insurance
  • Coverage for contractors and construction firms
  • Reviewers mention lower homeowners insurance premiums
#2

TFI Insurance

★★★★★5.0(150 reviews)

Address: 217 S Center St, Northville, MI 48167

Phone: (248) 347-3525

Website: tfi4insurance.com

In business since: 1986

TFI Insurance has offered coverage across Michigan since 1986 and keeps an office in Northville, with a second in Shelby Township. It is an independent agency that works with several carriers, including Progressive. Personal lines include home, auto, umbrella and life policies. For businesses, it lists general liability, business auto and business owners coverage, with pages for contractors, manufacturers and professional services. Reviewers mention prompt replies, staff who spent time lowering a combined home and car premium, and agents who explain the finer details without being pushy. Some say they have stayed with the agency for more than ten years.

What stands out:

  • Founded in 1986, now a Covenant Financial company
  • Open 8:30 to 4:30, Monday through Friday
  • Wealth management services offered alongside insurance
  • Reviewers mention auto discounts and fast phone help
  • Clients report disability coverage through the agency
#3

Commercial Insurance - J & J Insurance Managers

★★★★★5.0(130 reviews)

Address: 43000 W 9 Mile Rd, Novi, MI 48375

Phone: (313) 460-0321

Website: insurancebyjj.com

Based in Novi, next to Northville, J & J Insurance Managers serves Northville with a focus on commercial coverage. Its service list includes general liability, commercial property, commercial auto, workers compensation, business interruption, and directors and officers insurance. The agency also offers insurance consulting for business owners. Reviewers mention coverage explained in plain language, options that fit their budget, and a work van and shop placed under a single policy. Several say the agency shopped multiple carriers and came back with the lowest quote they received.

What stands out:

  • Commercial insurance specialists in Novi, serving Northville
  • Free consultations listed on the agency website
  • Home, auto and claims help also listed
  • Reviewers mention prompt, organized handling of paperwork
#4

Todd Krygier - State Farm Insurance Agent

★★★★★5.0(50 reviews)

Address: 42000 Six Mile Rd Suite 140, Northville, MI 48168

Phone: (248) 349-1189

Website: toddkrygier.com

Todd Krygier runs a State Farm agency in Northville that writes life, home, car and business insurance. It is a State Farm office, so quotes come from that one carrier. Reviewers describe a large company with a family feel and a team that responds quickly to requests. Several mention staff who look for the right option for a family rather than the most expensive one, and who help with complex coverage questions. Long-time clients also describe close follow-up on billing and coverage options. If you value an agent who keeps in touch over the years, reviewers say this office does.

What stands out:

  • State Farm agency located in Northville
  • Free quotes by phone at (248) 349-1189
  • Reviewers mention clients staying more than 20 years
  • Help for family members insuring cars out of state
  • Reviewers mention a holiday card every year
#5

Joel Schembri: Allstate Insurance

★★★★★4.9(164 reviews)

Address: 41820 Six Mile Rd Ste 102, Northville, MI 48168

Phone: (734) 927-9500

Website: agents.allstate.com

Joel Schembri's Allstate agency is in Northville and writes Allstate policies. Reviewers describe an agent who responds quickly, guides clients through each step and answers every question along the way. One says the office sent documents fast enough for a loan to close without delays. A long-time client says the agency handles all of their insurance business efficiently. Others value that the agent keeps an eye on existing coverage and lays out options. Staff also get credit for explaining auto quotes clearly and pleasantly, without pressure.

What stands out:

  • Allstate agency based in Northville
  • Reviewers mention clients staying 23 years
  • Quick insurance documents for a loan closing
#6

Debra Herndon - State Farm Insurance Agent

★★★★★4.9(163 reviews)

Address: 120 W Main St #204, Northville, MI 48167

Phone: (248) 308-3992

Website: sfdeb.com

Debra Herndon's State Farm office is in Northville and writes auto, home, life and business insurance for individuals, families and businesses. Herndon grew up in the metro Detroit area, and the office passes out candy at Northville's Street of Treats. The website invites neighbors to call, email or stop by, and notes the coffee is always brewing. Reviewers mention a knowledgeable, responsive team, patient answers to every question, and a process they describe as smooth and stress-free. Several also mention quick replies to emails throughout.

What stands out:

  • Serves Wayne, Oakland, Washtenaw and Livingston counties
  • Free quotes by phone at (248) 308-3992
  • Reviewers mention bundled auto and home policies
  • Helped new residents move coverage to Michigan
#7

Paul L Rogacki: Allstate Insurance

★★★★★4.9(146 reviews)

Address: 414 N Center St, Northville, MI 48167

Phone: (248) 344-8280

Website: agents.allstate.com

Located in Northville, Paul L Rogacki's Allstate agency serves local Allstate customers. Reviewers describe a friendly group that is quick to respond and gets back to clients fast when questions come up. Several say that when they call with an issue involving Allstate, the office resolves it. One reviewer notes that filing a claim can be stressful and says the team understands that. Others describe staff who work hard for their customers and good customer service overall. If you want an office that picks up the phone and follows through, this one is worth a call.

What stands out:

  • Allstate agency located in Northville
  • Reviewers mention fast callbacks on questions
  • Help resolving Allstate account issues
  • Reviewers describe a friendly, hardworking team

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-10, sorted by rating weighted by review count.
  • Location. Companies with an address in Northville, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Northville ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Northville, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Northville for free, quotes five options at different price points, and takes no deposit until the job is done.

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Comparing roofers? See the best roofing companies in Northville.

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Frequently Asked Questions

Is there an insurance agency based in Northville?

Yes. Six of the agencies on this list are in Northville: Entrust Insurance Agency, A Tropolis Company; TFI Insurance; Todd Krygier and Debra Herndon, both State Farm agents; and Joel Schembri and Paul L Rogacki, both Allstate agents. J & J Insurance Managers is in Novi, the next town over, and serves Northville with a focus on commercial coverage.

Does homeowners insurance cover roof replacement in Michigan?

It depends on your policy and on what caused the damage. Policies differ, so the answer is in your own policy wording. Ask your agent how your policy treats roof damage, what your deductible is, and whether it pays full replacement cost or a depreciated amount. For storm claims, Roofing Army meets the adjuster on site and documents what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. A captive agent sells one carrier, like the State Farm and Allstate agents on this list. An independent agent quotes several carriers, which TFI Insurance says it does. A captive agent can suit you if you already like that carrier, while an independent agent lets you compare. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check a license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only, and your claim runs through your insurance agent and carrier. What we do is meet adjusters on site for storm claims and document what is actually damaged, and a good agent makes that process faster. Roofing Army also inspects roofs for free in Northville, so you can learn the condition of your roof before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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