After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Novi, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.
How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Novi come first. This list is updated for 2026.
Quick Comparison
| # | Company | Rating | Reviews | Phone |
|---|---|---|---|---|
| 1 | Steve Karagatsoulis - State Farm Insurance Agent | ★★★★★5.0 | 331 | (248) 477-8383 |
| 2 | Highstreet Autumn Insurance & Benefits | ★★★★★5.0 | 275 | (248) 478-1177 |
| 3 | Commercial Insurance - J & J Insurance Managers | ★★★★★5.0 | 130 | (313) 460-0321 |
| 4 | Jason Levy Agency | ★★★★★5.0 | 75 | (248) 519-7787 |
| 5 | AAA Insurance - Nas Agency | ★★★★★5.0 | 49 | (248) 509-0900 |
| 6 | Tom Deedler - State Farm Insurance Agent | ★★★★★4.9 | 146 | (248) 228-2232 |
| 7 | Melanie Fishell at Comparion Insurance Agency | ★★★★★5.0 | 29 | (248) 699-9917 |
Steve Karagatsoulis - State Farm Insurance Agent
Address: 39915 Grand River Ave Ste 550, Novi, MI 48375
Phone: (248) 477-8383
Website: stevekinsurance.com
Steve Karagatsoulis runs a State Farm office in Novi that writes home, auto, life and business insurance. Reviewers describe staff who follow up, answer questions without hesitation and keep customers updated at each step. One customer mentions a staff member staying past closing time to finish a quote. Another describes new car policies prepared and sent to the dealer quickly. Because it is a State Farm agency, the quotes come from State Farm. If you want one carrier and a local office to call, this is a simple option to start with.
What stands out:
- Free quotes by phone at (248) 477-8383
- Reviewers mention a significant saving after switching auto coverage
- Coverage explained and several quotes run to fit budgets
- Seasonal reminders to review auto and life coverage
Highstreet Autumn Insurance & Benefits
Address: 27333 Meadowbrook Rd Ste 230, Novi, MI 48377
Phone: (248) 478-1177
Website: autumninsurance.com
Based in Novi, Highstreet Autumn Insurance & Benefits covers personal, group benefits and commercial lines. On the personal side, the website lists homeowners, auto, life, umbrella, health and disability coverage. Employers can find group medical, dental, vision and life plans. For businesses, it lists commercial property, general liability, workers compensation, business auto and construction bonding. Reviewers include long-time clients, some for more than ten years, and several business owners. They mention quick replies to phone calls, thorough explanations of their needs and a team that stays on top of the details for companies with more than one business to insure.
What stands out:
- Lists independent agency services and claims support
- Identity theft and motorhome RV insurance offered
- Business owners mention outstanding communication from the team
- Wellness and compliance administration for group benefits
Commercial Insurance - J & J Insurance Managers
J & J Insurance Managers is a Novi agency that calls itself a commercial insurance specialist. The website lists general liability, business interruption, commercial property, commercial auto and workers compensation coverage, plus insurance consulting. Home and auto policies also appear among its services. Reviewers say coverage was explained in plain language, with options that matched their needs and budget. One business owner mentions getting a van and a shop under a single policy, which made things simpler. Others describe the agent shopping around for a competitive quote and handling the documentation efficiently.
What stands out:
- Book a consultation by calling (313) 744-4410
- Claims support listed among its services
- Reviewers mention prompt, professional communication throughout
- Directors and officers coverage for business leadership
Jason Levy Agency
This Novi office writes insurance through Michigan Farm Bureau. Jason Levy says on his website that he lives and works in the area. Home options include homeowners, condo, renters, mobile home, Lake Estate and Country Estate policies. He also writes personal auto, umbrella, life, business and workers compensation coverage. Reviewers mention sitting down to review auto and home coverage and making sure they were not paying for more than they needed. Others describe patient answers to many questions, quick follow-up and savings over a previous carrier. One reviewer used the agency to insure a country club.
What stands out:
- Part of the Michigan Farm Bureau Family of Companies
- Specialty auto and recreation coverage listed
- Offers Ting to help prevent electrical fires
- Reviewers mention clear, detailed explanations of each option
- Claims help listed among website services
AAA Insurance - Nas Agency
The Nas Agency is a AAA Insurance office in Novi. Its listing sits on the AAA agent locator, which gives few details, so the reviews tell most of the story. Reviewers mostly describe help with auto insurance. They mention an agent who explained options, answered every question and found coverage that fit their needs. Several say the process felt easy and stress-free, and that staff were patient and respectful. One reviewer, a college student, describes moving from an expensive policy to one they could afford. If auto coverage is your main concern, this office is worth a call.
What stands out:
- AAA Insurance agency located in Novi
- Agent listing found on the AAA locator site
- Reviewers mention lower premiums after switching
- Reviewers mention honesty and professionalism
Tom Deedler - State Farm Insurance Agent
Tom Deedler's State Farm agency is in Novi, and its website names Walled Lake, Wixom, New Hudson, Commerce Township, Harland and South Lyon as other areas it serves. The office offers free quotes on home, life and auto insurance and also lists business coverage. According to the website, the team is licensed and starts with listening. Reviewers mention auto, home and renters policies explained clearly, without feeling rushed. Several say they got better coverage at a lower rate than before. One customer mentions check-in calls from the agent during the year.
What stands out:
- Call (248) 228-2232 for a quote
- Reviewers mention responsive, patient communication
- Walks less tech-savvy customers through each step
- Reviewers mention handling both car and home policies
Melanie Fishell at Comparion Insurance Agency
Address: 44244 W 12 Mile Rd Bldg A, Suite 150, Novi, MI 48377
Phone: (248) 699-9917
Website: comparioninsurance.com
Melanie Fishell works out of the Comparion Insurance Agency office in Novi. The office has licensed agents for auto, home, pet and life insurance and access to multiple carriers, so quotes can come from more than one company. Reviewers describe her as proactive, patient and easy to reach by call or text. One family says she updated their policies to add coverage while lowering overall premiums. A client of eight years mentions help with both policy updates and claims. Others note how she simplified policy details and explained each step clearly.
What stands out:
- Free quotes from multiple carriers, per the website
- Reviewers mention a personable, friendly approach
- Clients can choose an agent and call directly
- Reviewers mention knowledge across many coverage areas
How We Built This List
- Google reviews and ratings pulled via the Google Places API on 2026-11-10, sorted by rating weighted by review count.
- Location. Companies with an address in Novi, MI rank ahead of companies based nearby.
- Michigan producer license, verified on the DIFS lookup.
- Google rating weighted by review count.
- Carriers represented: captive or independent.
- Claims support described on their site.
- Website review for services offered, years in business and any licenses or credentials the company publishes.
Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.
Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Novi ask us who to call. Verify licenses and get more than one quote.
Need a Roofer in Novi, MI?
We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Novi for free, quotes five options at different price points, and takes no deposit until the job is done.
Comparing roofers? See the best roofing companies in Novi.
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Frequently Asked Questions
Is there an insurance agency based in Novi?
Yes. All seven agencies on this list are based in Novi: Steve Karagatsoulis - State Farm Insurance Agent, Highstreet Autumn Insurance & Benefits, Commercial Insurance - J & J Insurance Managers, Jason Levy Agency, AAA Insurance - Nas Agency, Tom Deedler - State Farm Insurance Agent and Melanie Fishell at Comparion Insurance Agency. They range from offices that sell one carrier to agencies that quote several, so you can compare options without leaving town.
Does homeowners insurance cover roof replacement in Michigan?
It depends on your policy and on what caused the damage. Policies are generally written for sudden damage, such as a storm, rather than for an old or worn roof. Ask your agent whether your roof is covered at replacement cost or actual cash value. On storm claims, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.
Captive or independent agent: which is better?
Neither is better for everyone. Captive agents sell one carrier, such as the State Farm offices on this list. Independent agents quote several carriers, which helps if you want to compare prices side by side. Some people prefer one carrier and a long relationship with one office. In Michigan, both types are licensed by the Department of Insurance and Financial Services (DIFS). Check any agent's license on the DIFS lookup before you buy.
Does Roofing Army help with insurance claims?
No. Roofing Army does roofing only, so we do not sell insurance or file claims for you. What we do on storm claims is meet the adjuster on site and document what is actually damaged on the roof. Your agent handles the policy and the claim itself. If you are not sure whether your roof has damage, Roofing Army inspects roofs for free in Novi.



