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City Rankings

Best Insurance Agents in Oak Park, MI (2026)

By Aaron Scott|5 min read||Oak Park, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Oak Park, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Oak Park come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Eagle Rock Insurance Agency★★★★★5.0126(248) 548-5530
2Kirsten Wood - State Farm Insurance Agent★★★★★4.9162(248) 547-5309
3AAA Insurance - Olga P & Associates★★★★★4.9103(248) 861-2616
4Peoples Insurance Agency LTD★★★★★4.993(248) 327-7083
5L.A. Insurance★★★★★4.81264(313) 340-4444
6High Favor Insurance Agency LLC★★★★★4.8106(248) 765-8675
#1

Eagle Rock Insurance Agency

★★★★★5.0(126 reviews)

Address: 1904 W Eleven Mile Rd, Berkley, MI 48072

Phone: (248) 548-5530

Website: eaglerockinsurance.com

Berkley is home to Eagle Rock Insurance Agency, which sits next to Oak Park and serves Oak Park households and businesses. The website describes a full service independent agency that writes coverage throughout Michigan. Because it is independent, it can compare more than one carrier, and the site has a section for carriers, claims and payments. Reviewers mention home and auto bundles, RV policies and rates that stay competitive over time. Several describe the staff as responsive, knowledgeable and willing to talk through every option before settling on a quote. For an Oak Park homeowner who wants one office handling the house and the cars, this is a practical place to start.

What stands out:

  • Independent agency in Berkley, next to Oak Park
  • Lists auto, home, life and business insurance
  • Reviewers mention yearly policy reviews to adjust coverage
  • Long-time clients mention working together for 20+ years
#2

Kirsten Wood - State Farm Insurance Agent

★★★★★4.9(162 reviews)

Address: 1017 S Washington Ave, Royal Oak, MI 48067

Phone: (248) 547-5309

Website: kirstenwood.net

In business since: 2015

This State Farm office is in Royal Oak, next to Oak Park, and serves Oak Park drivers and homeowners. It writes State Farm policies, and the website lists auto, home, life, renters and business insurance. Reviewers describe the staff as knowledgeable, patient and reliable, and they mention having each policy explained clearly. Some reviewers say they moved over after years with another carrier and found the service better here. Others mention paying their bill in person at the office and being greeted by friendly staff. If you prefer a single carrier with a local office you can walk into, this agency fits that approach.

What stands out:

  • State Farm agency in Royal Oak, founded in 2015
  • Website states the agency is licensed and insured
  • Free quotes offered by phone, per the website
  • Reviewers mention quick replies to texts and emails
#3

AAA Insurance - Olga P & Associates

★★★★★4.9(103 reviews)

Address: 750 W Nine Mile Rd Ste 4, Ferndale, MI 48220

Phone: (248) 861-2616

Website: locator.acg.aaa.com

Ferndale is where this AAA Insurance branch is based. It sits next to Oak Park and serves Oak Park customers. The office sells AAA coverage, and the reviews focus on auto, homeowners and renters insurance. Several reviewers describe adding a second or third car to a policy and paying less than they paid before. Others mention savings on a combined auto and home package. A common theme is patience: reviewers say the staff go over coverage in detail and answer every question until the policy makes sense. One reviewer mentions being offered coffee, juice or water during the visit. It suits households that want plain explanations of what they are buying.

What stands out:

  • AAA Insurance branch in Ferndale, next to Oak Park
  • Reviewers mention auto, homeowners and renters policies
  • Multi-car policies at lower rates, per reviewers
  • Reviewers describe a clean, welcoming office
#4

Peoples Insurance Agency LTD

★★★★★4.9(93 reviews)

Address: 16250 Northland Dr #150, Southfield, MI 48075

Phone: (248) 327-7083

Website: peoplesinsuranceltd.com

Based in Southfield, next to Oak Park, Peoples Insurance Agency LTD serves Oak Park drivers and households. The website is brief and lists home insurance, so most of the detail comes from reviewers. They mention help adding a teen driver while keeping rates in check, and a smooth switch to Progressive. One reviewer needed a short-term policy to clear a plate hold and says the agency wrote it the same day at an affordable price. Another describes staff staying near closing time to help send paperwork to an insurance company. Reviewers describe the agency as a place that takes on situations other offices would not.

What stands out:

  • Agency in Southfield, next to Oak Park
  • Home insurance listed on the website
  • Same-day six-month auto policy, per a reviewer
  • Reviewer mentions knowledge of trucking industry insurance
#5

L.A. Insurance

★★★★★4.8(1264 reviews)

Address: 13545 W Seven Mile Rd, Detroit, MI 48235

Phone: (313) 340-4444

Website: lainsurance.com

In business since: 1992

Founded in 1992, L.A. Insurance has a Detroit office next to Oak Park that serves Oak Park customers. The company describes itself as an affordable agency, and its website lists coverage for cars, homes, renters, motorcycles, motorhomes and businesses, along with life insurance. Reviewers at this office mention patient, friendly service and deals they describe as reasonable. Several say the staff helped them get covered when other agencies would not. Others say the customer service is the best they have had in a long time and that they keep coming back. It is a practical option for drivers who want a quick quote and a simple process.

What stands out:

  • Founded in 1992, claims 34 years in business
  • Website lists more than 200 locations nationwide
  • Term, whole and universal life coverage offered
  • Some policies can be purchased online
#6

High Favor Insurance Agency LLC

★★★★★4.8(106 reviews)

Address: 26080 Woodward Ave, Royal Oak, MI 48067

Phone: (248) 765-8675

Website: highfavorinsurance.com

High Favor Insurance Agency LLC has its office in Royal Oak, next to Oak Park, and serves Oak Park clients. The website lists auto, home, life and commercial insurance, plus motorcycle coverage. Clients can view policies, add a driver and make payments online. Reviewers mention quotes on car insurance that came in well below what they had been paying. One reviewer describes getting a homeowners policy for a first home after a referral from a real estate agent. Another mentions help navigating complicated claims on both car and home policies over the years. Reviewers also describe the team as prompt, thorough and easy to work with.

What stands out:

  • Office at 26080 Woodward Ave in Royal Oak
  • Offers umbrella, condo, boat and classic car coverage
  • Online tools to print ID cards and file claims
  • Reviewers mention options explained without industry jargon

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-02, sorted by rating weighted by review count.
  • Location. Companies with an address in Oak Park, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Oak Park ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Oak Park, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Oak Park for free, quotes five options at different price points, and takes no deposit until the job is done.

Oak Park roofing services →

Comparing roofers? See the best roofing companies in Oak Park. Budgeting? See what a roof replacement costs in Oak Park, with real prices from our published jobs.

More Oak Park Rankings

Frequently Asked Questions

Is there an insurance agency based in Oak Park?

None of the agencies on this list are based inside Oak Park. The closest ones are just over the city line in neighboring towns: Eagle Rock Insurance Agency in Berkley, Kirsten Wood - State Farm Insurance Agent and High Favor Insurance Agency LLC in Royal Oak, AAA Insurance - Olga P & Associates in Ferndale, Peoples Insurance Agency LTD in Southfield and L.A. Insurance in Detroit. All of them serve Oak Park.

Does homeowners insurance cover roof replacement in Michigan?

It depends on the policy and the cause of the damage. Homeowners policies generally cover sudden damage, such as wind or hail, and generally do not cover normal wear and age. Some policies pay full replacement cost, while others pay a depreciated value on older roofs. Read your declarations page and ask your agent which applies. We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier, like the State Farm and AAA offices on this list. Independent agents quote several carriers, like Eagle Rock Insurance Agency, which can help when you want to compare prices. A captive agent may suit you if you already like that carrier. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Check the license on the DIFS lookup before you buy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We do not sell insurance or act as an agent on your claim. For questions about your policy or filing a claim, talk to a licensed insurance agent like the ones listed above. On the roofing side, Roofing Army inspects roofs for free in Oak Park, so you can learn what condition your roof is in before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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