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City Rankings

Best Insurance Agents in Plymouth, MI (2026)

By Aaron Scott|5 min read||Plymouth, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Plymouth, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Plymouth come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Amanda Ross - State Farm Insurance Agent★★★★★5.0285(734) 404-6133
2C. L. Finlan Insurance★★★★★4.9682(734) 453-6000
3Loyalty Insurance★★★★★4.9487(734) 454-5450
4Nick Nestorovski - State Farm Insurance Agent★★★★★4.9174(734) 453-3640
5Kennedy Nemier Insurance Services★★★★★4.9124(734) 454-4058
6Cindy Fletcher - State Farm Insurance Agent★★★★★4.944(734) 459-2023
7Laginess Insurance Agency★★★★★4.938(734) 455-5088
#1

Amanda Ross - State Farm Insurance Agent

★★★★★5.0(285 reviews)

Address: 44327 Plymouth Oaks Blvd, Plymouth, MI 48170

Phone: (734) 404-6133

Website: amandarossinsurance.com

Amanda Ross runs a State Farm office in Plymouth and describes herself as a second-generation State Farm agent. The office writes home, auto, life and business policies. Because it is a captive agency, every quote comes from State Farm alone. Reviewers mention staff who explain coverage options patiently and take time with every question. One reviewer got auto, renters and life policies set up quickly. Another, a younger driver, says the office came back with a better quote after months of shopping around. If you already like State Farm and want a local office, this is a practical place to start.

What stands out:

  • Office located in Plymouth, MI
  • Free quotes by phone at (734) 404-6133
  • Reviewers mention quick, punctual help when issues come up
  • Reviewers mention no-pressure explanations of auto coverage
#2

C. L. Finlan Insurance

★★★★★4.9(682 reviews)

Address: 47784 Halyard Dr, Plymouth, MI 48170

Phone: (734) 453-6000

Website: finlan.com

In business since: 1916

For more than a century, C. L. Finlan Insurance has helped Plymouth families and businesses with their coverage. It is an independent agency, so it can compare policies from more than one carrier. The website promises a simple, personal approach and offers free quotes. Reviewers mention agents who walk through several options, explain each coverage clearly and adjust policies to protect a family. One says the agency improved their coverage and saved them money at the same time. Another describes a helpful, resourceful team that handled the quote when they changed providers.

What stands out:

  • In business since its founding in 1916
  • Home, auto, life, business and umbrella coverage
  • Life and health plans listed on the website
  • Reviewers mention quick, competitive business insurance quotes
  • Based in Plymouth, MI
#3

Loyalty Insurance

★★★★★4.9(487 reviews)

Address: 39209 Six Mile Rd #200, Livonia, MI 48152

Phone: (734) 454-5450

Website: loyaltyinsurance.com

In business since: 1992

Loyalty Insurance Services is in Livonia, next to Plymouth, and serves Plymouth along with Canton, Northville and Belleville. As an independent agency, it represents a network of carriers and does the price hunting for you. Coverage includes home, auto, life, business and umbrella policies. Reviewers mention agents who explain Michigan homeowners and auto insurance in detail and keep them updated through the process. Others describe the staff as friendly, professional and efficient, and several say they highly recommend working with them. One customer says it is good to have a local agency that values its clients.

What stands out:

  • Serving Livonia and nearby communities since 1992
  • Two office locations serving over 10,000 accounts
  • Located in Livonia, next to Plymouth
  • Licensed agents mentioned on the website
#4

Nick Nestorovski - State Farm Insurance Agent

★★★★★4.9(174 reviews)

Address: 259 N Main St, Plymouth, MI 48170

Phone: (734) 453-3640

Website: nickninsurance.com

Nick Nestorovski runs a State Farm agent office in Plymouth, Michigan, and says he is glad to be part of the community. Like other State Farm offices, it sells policies from that one carrier. Positive reviewers mention a setup process that felt clear, professional and stress-free, with each step explained along the way. Others describe fast service from start to finish and follow-up contact that is persistent without being pushy. If you want State Farm coverage handled by a local office, this agency is worth a call.

What stands out:

  • State Farm office located in Plymouth
  • Home, auto, life and business insurance
  • Free quotes by phone at (734) 453-3640
  • Reviewers mention patient answers to all their questions
#5

Kennedy Nemier Insurance Services

★★★★★4.9(124 reviews)

Address: 1225 S Main St, Plymouth, MI 48170

Phone: (734) 454-4058

Website: kennedynemier.com

Kennedy Nemier Insurance Services is an independent agency in Plymouth that quotes coverage across several carriers. Health insurance is a strong theme in the reviews: several reviewers mention help signing up for Medicare, and one says an agent checked every prescription need before choosing a plan. Other reviewers describe a line-by-line comparison sheet that laid out their options and costs. They also mention agents who are direct, responsive and willing to answer a long list of questions. A free quote starts with a short online form, and an agent then reaches out to get started.

What stands out:

  • Home, auto, business, life and health insurance
  • Recreational insurance listed on the website
  • Michigan auto reform resources on the website
  • Call the Plymouth office at 734-454-4058
#6

Cindy Fletcher - State Farm Insurance Agent

★★★★★4.9(44 reviews)

Address: 409 Plymouth Rd Ste 202, Plymouth, MI 48170

Phone: (734) 459-2023

Website: cindyfletcher.com

In business since: 1987

Cindy Fletcher's State Farm office in Plymouth has served the Metro Detroit area since 1987. Besides Plymouth, the website names Northville, South Lyon, Novi, Milford, Livonia, Canton and Westland as communities it serves. The office writes home, auto, life, business and umbrella policies through State Farm. Reviewers describe long relationships, with one family keeping Cindy as their agent for 17 years. Others mention prompt callbacks, honest and straightforward service, and an office that keeps looking for a better policy fit. Staff are described as nice and easy to work with.

What stands out:

  • Reviewers mention competitive workers comp quotes
  • Umbrella coverage alongside home and auto
  • Free quotes by phone at (734) 459-2023
  • Located in Plymouth, MI
#7

Laginess Insurance Agency

★★★★★4.9(38 reviews)

Address: 199 N Main St, Plymouth, MI 48170

Phone: (734) 455-5088

Website: laginess.com

Licenses and credentials: Family owned

Laginess Insurance Agency is a family-owned independent agency in Plymouth. The team walks clients through policies, requirements and limitations to help them get the right coverage. Reviewers mention switching home, auto, renters and umbrella policies and ending up with better coverage while saving money. One contractor says the agency handled bond insurance for a large bid and also talked through business coverage options. Others value reaching a real person who answers questions and represents their interests, and they describe the staff as friendly, accessible and knowledgeable.

What stands out:

  • Auto, home, life and business insurance
  • Report claims and manage policies online
  • Reviewers mention seamless switching for busy schedules
  • Reviewers mention competitive rates on home and auto

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-09, sorted by rating weighted by review count.
  • Location. Companies with an address in Plymouth, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Plymouth ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Plymouth, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Plymouth for free, quotes five options at different price points, and takes no deposit until the job is done.

Plymouth roofing services →

Comparing roofers? See the best roofing companies in Plymouth. Budgeting? See what a roof replacement costs in Plymouth, with real prices from our published jobs.

More Plymouth Rankings

Frequently Asked Questions

Is there an insurance agency based in Plymouth?

Yes. Six of the agencies on this list are based in Plymouth: Amanda Ross State Farm, C. L. Finlan Insurance, Nick Nestorovski State Farm, Kennedy Nemier Insurance Services, Cindy Fletcher State Farm and Laginess Insurance Agency. Loyalty Insurance is in Livonia, the next town over, and also serves Plymouth. The Plymouth group includes both State Farm offices and independent agencies, so you can choose either type without leaving town.

Does homeowners insurance cover roof replacement in Michigan?

Usually only when the damage is sudden and covered, such as wind, hail or a fallen tree. Most homeowners policies do not pay to replace a roof that has simply worn out with age. What you receive depends on your deductible and on whether the policy pays replacement cost or actual cash value, so ask your agent which applies. For storm claims, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents, like the State Farm offices on this list, sell one carrier. Independent agents, like C. L. Finlan, Loyalty, Kennedy Nemier and Laginess, quote several. A captive agent makes sense if you like that carrier. An independent agent can compare prices across companies. Either way, check the license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and does not sell insurance or file claims. For storm damage, we meet adjusters on site and document what is actually damaged on the roof, which gives your agent and adjuster clear facts to work from. We also inspect roofs for free in Plymouth, so you can learn whether there is storm damage before you call your insurance agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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