After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Sterling Heights, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.
How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Sterling Heights come first. This list is updated for 2026.
Quick Comparison
| # | Company | Rating | Reviews | Phone |
|---|---|---|---|---|
| 1 | Frolka Insurance Agency Goosehead Insurance | ★★★★★5.0 | 94 | (810) 224-9438 |
| 2 | Clear View Insurance | ★★★★★5.0 | 78 | (586) 742-0316 |
| 3 | Beyond Insurance Group | ★★★★★5.0 | 71 | (586) 330-9727 |
| 4 | Catherine Van Tiem: Allstate Insurance | ★★★★★4.9 | 279 | (586) 792-9000 |
| 5 | The Salvati Insurance Group, Inc. | ★★★★★4.9 | 150 | (248) 720-1130 |
| 6 | AAA Insurance - Walaa Insurance Agency, LLC | ★★★★★5.0 | 34 | (586) 239-9909 |
| 7 | Millennium Insurance Agency LLC | ★★★★★4.9 | 92 | (248) 410-1858 |
Frolka Insurance Agency Goosehead Insurance
Address: 44444 Mound Rd Ste 400C, Sterling Heights, MI 48314
Phone: (810) 224-9438
Website: goosehead.com
Rebecca Frolka runs this Goosehead office in Sterling Heights. It is part of the Goosehead franchise network, and clients have access to an online service portal. The agency writes both personal and commercial policies. Reviewers mention clear explanations of what is worth buying and what is not, along with patience while they make a decision. Several describe changing carriers and ending up with more coverage for less money. Others point to quick responses and steady support after the sale. If you are comparing a home and car package against your current carrier, this office is a practical place to get a second quote.
What stands out:
- Goosehead Insurance franchise office in Sterling Heights
- Home, auto, life and business coverage listed
- Licensing mentioned on the agency website
- Reviewers mention savings over $1,000 a year after switching
Clear View Insurance
Address: 13854 Lakeside Cir Ste 212, Sterling Heights, MI 48313
Phone: (586) 742-0316
Website: clearviewins.net
This independent agency is in Sterling Heights and writes auto, home and renters policies. Personal coverage goes well past the basics, with boats, ATVs, collector cars, motorcycles, motor homes, condos, flood, landlord and umbrella policies all listed on the website. Business owners policies, commercial property, general liability and coverage for restaurants and retail stores are also offered. Reviewers mention an agent who was patient and knowledgeable, explained options clearly and found lower rates without any pressure to buy. One reviewer notes getting careful help even without purchasing a policy, and others describe a lower rate on car insurance for family members.
What stands out:
- Independent agency that quotes several carriers
- Serves Clinton Township and nearby areas too
- Claims help listed among website services
- Commercial auto, contractors and trucking coverage
Beyond Insurance Group
Address: 42140 Van Dyke Ave #210, Sterling Heights, MI 48314
Phone: (586) 330-9727
Website: beyondig.com
Licenses and credentials: REALTOR (NAR member)
Beyond Insurance Group is in Sterling Heights and shops rates across several carriers it represents. Coverage lines include property, auto, recreational, umbrella and commercial insurance. Home buyers make up a good share of the reviews: reviewers mention home and auto bundles set up quickly while they were closing on a new house. First-time buyers describe patient explanations of insurance terms and help getting the right price for what they needed. Others mention fast replies over several years and monthly costs cut by about half with equal coverage. Adding homeowners insurance to an existing car policy is described as easy.
What stands out:
- REALTOR (NAR member) credential listed on website
- Calls returned the same day, per website
- Insurance quotes within 24 hours, per website
- Collectibles and flood insurance available
Catherine Van Tiem: Allstate Insurance
Address: 42770 Van Dyke Ave, Sterling Heights, MI 48314
Phone: (586) 792-9000
Website: agents.allstate.com
Located in Sterling Heights, this Allstate Insurance agency is run by Catherine Van Tiem. Reviewers describe a quick quote process for new customers and a full review of their previous policy, which showed some were paying for more coverage than they needed. Existing homeowners customers mention a simple process when adding new policies, with an eye on savings. Others write that agents explain auto and home insurance in a plain, straightforward way and stay personable and professional throughout. Affordable quotes on combined home and auto coverage come up more than once in the reviews.
What stands out:
- Allstate Insurance agency located in Sterling Heights
- Reviewers mention home and auto quotes
- Motorcycle policies mentioned in reviews
- Reviewers say they refer neighbors and friends
The Salvati Insurance Group, Inc.
Address: 42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314
Phone: (248) 720-1130
Website: salvati-insurance.com
In business since: 2014
Based in Sterling Heights, The Salvati Insurance Group describes itself as an independent, family-owned Michigan agency with no call centers. It handles both personal and commercial coverage, including home, auto and business policies, and has a claims page for current clients. Reviewers mention a team that took time to understand their business, answered questions quickly and never made the process feel rushed. One driver describes finding a fair car insurance price after nearly a year of searching, with every option explained. Others mention reasonable prices, fast and professional work, and feeling heard from the very first phone call.
What stands out:
- Client portal and online certificate requests
- Life and umbrella insurance offered
- Reviewers mention coverage guidance for professional practices
- Policy renewal and service requests handled online
AAA Insurance - Walaa Insurance Agency, LLC
Address: 2055 15 Mile Rd, Sterling Heights, MI 48310
Phone: (586) 239-9909
Website: locator.acg.aaa.com
Walaa Insurance Agency is a AAA Insurance office in Sterling Heights. Reviews give the clearest picture of how it works with customers. Reviewers describe agents who are patient, knowledgeable and willing to answer every question before a policy is chosen. They mention having all of their options explained so they could pick the coverage that fit their needs. Several say the agency found them a good quote at a fair price and helped them save money. The process is described again and again as smooth, easy and stress-free, with kind and professional service from start to finish.
What stands out:
- AAA Insurance agency located in Sterling Heights
- Reviewers mention coverage for whole families
- Calls returned on time, per reviewers
- Reviewers describe follow-up on policy issues
Millennium Insurance Agency LLC
Address: 34865 Mound Rd, Sterling Heights, MI 48310
Phone: (248) 410-1858
Website: mycarinsuranceagency.com
Here in Sterling Heights, Millennium Insurance Agency works as an independent agency covering car, home, life and business insurance. Reviewers describe a friendly, professional office that keeps things quick and easy. One homeowner mentions that when a large carrier dropped coverage on a house being sold, the agency moved fast to find a new policy. Others mention dealing with real people instead of an automated phone system, and agents who took time to make sure nothing was missing. Savings come up often, including one reviewer who reports saving $422 over six months.
What stands out:
- Website claims 30 years in business
- Free car insurance quotes at no charge
- Manufactured home coverage mentioned by reviewers
- Reviewers note tax help alongside insurance
How We Built This List
- Google reviews and ratings pulled via the Google Places API on 2026-10-29, sorted by rating weighted by review count.
- Location. Companies with an address in Sterling Heights, MI rank ahead of companies based nearby.
- Michigan producer license, verified on the DIFS lookup.
- Google rating weighted by review count.
- Carriers represented: captive or independent.
- Claims support described on their site.
- Website review for services offered, years in business and any licenses or credentials the company publishes.
Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.
Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Sterling Heights ask us who to call. Verify licenses and get more than one quote.
Need a Roofer in Sterling Heights, MI?
We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Sterling Heights for free, quotes five options at different price points, and takes no deposit until the job is done.
Comparing roofers? See the best roofing companies in Sterling Heights. Budgeting? See what a roof replacement costs in Sterling Heights, with real prices from our published jobs.
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Frequently Asked Questions
Is there an insurance agency based in Sterling Heights?
Yes. All seven agencies on this list are based in Sterling Heights: Frolka Insurance Agency Goosehead Insurance, Clear View Insurance, Beyond Insurance Group, Catherine Van Tiem: Allstate Insurance, The Salvati Insurance Group, Inc., AAA Insurance - Walaa Insurance Agency, LLC and Millennium Insurance Agency LLC. That means you can meet with a local agent in person and compare quotes without leaving the city.
Does homeowners insurance cover roof replacement in Michigan?
It can. Many homeowners policies pay for roof damage from sudden events such as wind or hail, minus your deductible. They generally do not pay to replace a roof that has simply worn out with age. Terms vary by policy, so ask your agent how roof claims are settled. We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster.
Captive or independent agent: which is better?
Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. A captive agent knows one company's products in depth, while an independent agent can compare prices across carriers for you. If shopping rates matters most, independent is the easier route. Either way, check the license on the DIFS lookup.
Does Roofing Army help with insurance claims?
No. Roofing Army does roofing only, so we do not sell insurance or file claims. What we do is meet adjusters on site for storm claims and document what is actually damaged, which gives your agent and adjuster clear facts to work from. Roofing Army also inspects roofs for free in Sterling Heights, so you can learn whether there is storm damage before calling your agent.




