Best Insurance Agents in Utica, MI (2026)

In downtown Utica, Alisha Alef has run this State Farm office since opening it in 2017. Her team writes coverage for individuals, families and businesses across Macomb and Oakland counties, including Troy, Rochester Hills, Sterling Heights, Clinton Township and Shelby Township. Her background began in the Rochester area. Reviewers mention quick replies, patient explanations and help getting cars and renters coverage bundled together. Several also say the staff asked good questions and did not try to sell coverage they did not need. It is a practical stop if you want a single carrier and a local office to walk into.

Rebecca Frolka runs this Goosehead Insurance agency in Sterling Heights, next to Utica, and the office serves Utica households and businesses. Goosehead works as a franchise network, so the agency handles personal and commercial policies under that brand. Reviewers say she takes time to explain what each part of a policy does and what is not worth paying for. They also describe a team that answers quickly and stays patient through questions. One reviewer was unsure about changing companies and says the comparison made the decision easy. It suits shoppers who want someone to lay out options before they switch.

Since 1981, John J. Boyd & Associates has offered insurance, and its office sits at 7817 McClellan Street in Utica. The independent agency focuses on employee benefits, health, life, Medicare and business insurance, and serves clients in Michigan, Florida and South Carolina. Reviewers describe it as a family-owned business with long-serving staff, and several say they have been clients for more than a decade. Medicare comes up often: reviewers mention help with first-time enrollment and yearly check-ins on Medicare Advantage plan changes. Others credit the team with explaining health coverage in detail before any paperwork.

Action Insurance Service is an independent agency at 7659 Auburn Road in Utica, founded in 2022. It writes personal coverage such as home, auto and condo policies, plus business insurance for trades like trucking, restaurants and golf courses. Commercial options listed on its site include business auto, business owners and commercial umbrella coverage. The agency also lists claims help among its services. Reviewers mention prompt replies, clear explanations and bundling auto with homeowners insurance. Several say they ended up with better coverage at a lower price than before.

Family owned and independent, Beck Insurance works from Utica and quotes home, auto, life, umbrella and business coverage. Business clients range from small companies to large corporations, and the agency builds packages around each one. Its website offers a free policy review, a quote request form, claim filing and online bill pay. Reviewers mention working with the same contact for 15 years or more, help finding savings at renewal and advice that keeps up with Michigan insurance law changes. One reviewer says Beck came out as the lower-cost choice after comparing quotes from other companies.

A group of independent agents located in Utica runs ATM Insurance Solutions, serving Macomb, Oakland and surrounding counties. The agency represents an extensive list of insurance carriers and handles personal and business needs, including home, auto, life and umbrella policies. Its website takes quote requests around the clock and lets current customers service their policies day or night. Reviewers mention plain answers to insurance questions and savings on their premiums. Business owners describe help getting workers compensation coverage within two weeks and lower liability rates after a year.

Based in Utica, Anthony Dawood works as an agent for Goosehead Insurance. The Goosehead platform compares more than 150 carriers for home, auto and bundled coverage. His office lists home and life insurance among its services. Reviewers say he listens and puts a client's needs ahead of making a sale. They also describe him as professional, supportive and very responsive. One reviewer shopped several agents before choosing him. If you prefer one contact who checks many companies at once, this office is set up for that.