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City Rankings

Best Insurance Agents in Washington Township, MI (2026)

By Aaron Scott|6 min read||Washington Township, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Washington Township, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Washington Township come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Poljan Insurance Agency★★★★★5.0156(586) 781-5000
2The Terenzi Agency - Farm Bureau Insurance★★★★★5.065(586) 221-9013
3Robert Drake - State Farm Insurance Agent★★★★★4.9171(586) 623-4187
4Jim Charrette - State Farm Insurance Agent★★★★★5.035(586) 979-1100
5Michigan Planners Insurance★★★★★4.965(586) 263-9000
6AAA Insurance - Macomb County Auto Home & Life Insurance★★★★★4.8108(586) 693-7070
7Tracy Keding Agency - Farm Bureau Insurance★★★★★4.716(586) 752-3554
#1

Poljan Insurance Agency

★★★★★5.0(156 reviews)

Address: 57345 Van Dyke Ave, Washington, MI 48094

Phone: (586) 781-5000

Website: poljaninsurance.com

In business since: 1952

Founded in 1952, Poljan Insurance Agency is in Washington Township and has been part of the community for more than 70 years. The agency writes homeowners, auto, life, health and business insurance, along with risk management solutions for businesses. Reviewers mention fast, prompt service from the office staff and describe the team as friendly and accommodating. Several say they have stayed with the agency for many years, one for more than 15. Others say the agents worked with them to find coverage that fit their budget and kept in touch afterward. One reviewer says the agency was a big help when they first bought their home.

What stands out:

  • Serving Southeast Michigan since 1952
  • Member of the VTC Insurance Group
  • Homeowners, auto, life, health and business insurance
  • Covers Macomb, Oakland and Lapeer counties
#2

The Terenzi Agency - Farm Bureau Insurance

★★★★★5.0(65 reviews)

Address: 6003 26 Mile Rd, Washington, MI 48094

Phone: (586) 221-9013

Website: terenziagency.com

Farm Bureau Insurance policies are offered through The Terenzi Agency, which is in Washington Township. Reviewers describe getting quotes for homeowners, auto and business coverage. One says the agent reviewed both their personal and business insurance, then gave them a one-page summary comparing their old coverage to the new proposal. Another switched auto insurance and says every question got a prompt answer and the agent went over the policy with them, without being pushy. A third mentions an after-hours call that was answered, with clear communication and better coverage at a lower rate. If you are comparing policies, that side-by-side review is what reviewers bring up most.

What stands out:

  • Farm Bureau Insurance agency in Washington Township
  • One-page comparison of current and proposed coverage
  • Reviewers mention a patient, no-pressure approach
  • Homeowners and auto quotes, per reviewers
#3

Robert Drake - State Farm Insurance Agent

★★★★★4.9(171 reviews)

Address: 64445 Van Dyke Ave, Washington, MI 48095

Phone: (586) 623-4187

Website: draketeamsf.com

In business since: 2019

This State Farm office in Washington Township offers life, home and car insurance, and its website invites visitors to request a free quote. Reviewers describe setting up auto, renters, home and life policies here. Many say the staff explained options and exclusions in plain terms, so they understood what they were buying. Others mention never feeling rushed or pressured during the process. Some reviewers say they saved money while improving their coverage. The website also posts seasonal articles, such as one on Life Insurance Awareness Month in September. Because it is a State Farm office, the agency writes State Farm policies for its clients.

What stands out:

  • State Farm agency in Washington, Michigan
  • Free quotes on life, home and car insurance
  • Reviewers mention clear explanations of coverage and exclusions
  • Covers auto, renters, home and life insurance
#4

Jim Charrette - State Farm Insurance Agent

★★★★★5.0(35 reviews)

Address: 62170 Van Dyke Ave, Washington, MI 48094

Phone: (586) 979-1100

Website: jimcharrette.net

In business since: 1993

Jim Charrette joined State Farm as an associate in 1993 and has been a State Farm agent since 2002. His Washington Township office offers auto, home, renters, condo and life insurance. The website lists recognition as an Ambassador Travel Qualifier and National Convention Qualifier, plus community volunteer work in Shelby, Washington and Romeo. Reviewers describe long relationships, with some saying they have been clients for 15 to 20 years. When Michigan's insurance laws changed, one reviewer says the office called to walk through the new options. Others mention responsive service, quick answers and personal attention when discussing their family's insurance needs.

What stands out:

  • State Farm agent since 2002, associate since 1993
  • Ambassador Travel and National Convention Qualifier
  • Auto, home, renters, condo and life coverage
  • Reviewers mention calls when Michigan insurance laws changed
#5

Michigan Planners Insurance

★★★★★4.9(65 reviews)

Address: 59259 Van Dyke Ave, Washington, MI 48094

Phone: (586) 263-9000

Website: miplanners.com

Licenses and credentials: Family owned

For more than 60 years, this family-owned agency has helped individuals and employers with insurance benefits. Michigan Planners Insurance is in Washington Township and focuses on employee benefits, Medicare enrollment, retirement plans, life insurance and individual health coverage, including ACA Marketplace plans. Its website lists group services for employers with as few as 11 and more than 300 employees. Business reviewers mention help with open enrollment and compliance changes, and staff who come onsite to guide employees through plan choices. Individual clients mention Medicare planning that keeps up with yearly changes and the value of meeting in person at a local office. Reviewers also say the team presents several carrier options.

What stands out:

  • Family owned, helping clients for over 60 years
  • Employee benefits for groups of 11 to 301+
  • Medicare, retirement plans and ACA Marketplace coverage
  • Reviewers mention onsite help during open enrollment
#6

AAA Insurance - Macomb County Auto Home & Life Insurance

★★★★★4.8(108 reviews)

Address: 8691 26 Mile Rd, Washington, MI 48094

Phone: (586) 693-7070

Website: locator.acg.aaa.com

AAA Insurance has an office in Washington Township serving Macomb County with auto, home and life insurance. Reviewers say agents take time to explain coverage and walk through each option so customers are not overpaying. One reviewer who moved home and auto policies to AAA says their rates dropped by more than half with better coverage. Others mention agents who return calls quickly with answers to last-minute questions. A reviewer who visited the office on 26 Mile Road describes getting patient, in-person help sorting through paperwork. Longtime auto customers also mention practical advice that helped them save money.

What stands out:

  • Auto, home and life insurance in Macomb County
  • Office on 26 Mile Road, per a reviewer
  • Reviewers mention clear walkthroughs of coverage options
  • Reviewers describe lower rates after switching
#7

Tracy Keding Agency - Farm Bureau Insurance

★★★★★4.7(16 reviews)

Address: 64521 Van Dyke Ave, Washington, MI 48095

Phone: (586) 752-3554

Website: tracykedingagency.com

Established in 2003 by founder and owner Tracy Keding, this agency sells insurance from the Michigan Farm Bureau Family of Companies in Washington Township. Its menu covers personal and specialty auto, recreation, homeowners, Lake Estate, Country Estate, condo, renters, mobile home and personal umbrella policies. Business clients can get commercial insurance and workers compensation, and life insurance is also offered. The website also features Ting, aimed at helping prevent electrical fires. Reviewers mention quick turnaround on quotes when switching home and auto coverage. Others say the team is responsive and has gone above and beyond on vehicle, home and life insurance issues.

What stands out:

  • Founded in 2003 by owner Tracy Keding
  • Lake Estate and Country Estate home policies
  • Commercial insurance and workers compensation for businesses
  • Reviewers mention fast quotes when switching home and auto

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-06, sorted by rating weighted by review count.
  • Location. Companies with an address in Washington Township, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Washington Township ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Washington Township, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Washington Township for free, quotes five options at different price points, and takes no deposit until the job is done.

Comparing roofers? See the best roofing companies in Washington Township.

More Washington Township Rankings

Frequently Asked Questions

Is there an insurance agency based in Washington Township?

Yes. All seven agencies on this list are in Washington Township: Poljan Insurance Agency, The Terenzi Agency - Farm Bureau Insurance, Robert Drake - State Farm Insurance Agent, Jim Charrette - State Farm Insurance Agent, Michigan Planners Insurance, AAA Insurance - Macomb County Auto Home & Life Insurance, and Tracy Keding Agency - Farm Bureau Insurance. Poljan has been part of the community since 1952, while Michigan Planners focuses on employee benefits and Medicare.

Does homeowners insurance cover roof replacement in Michigan?

It depends on the cause and your policy. Homeowners policies generally pay for sudden damage, such as from wind or hail, not for a roof that has simply worn out with age. Deductibles, limits and whether the roof is paid at replacement cost or depreciated value vary by policy, so ask your agent to explain yours. After a storm, Roofing Army meets adjusters on site and documents what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. On this list, the State Farm and Farm Bureau offices sell their own company's policies, which can mean deep knowledge of one product line. An independent agent can compare several carriers side by side. Whichever you choose, check the agent's license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and does not sell insurance or act as an agent on claims. For storm damage, we meet adjusters on site and document what is actually damaged, which gives your agent and insurer a clear record. Roofing Army also inspects roofs for free in Washington Township, so you can find out whether there is damage worth reporting before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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