After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Berkley, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.
How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Berkley come first. This list is updated for 2026.
Quick Comparison
| # | Company | Rating | Reviews | Phone |
|---|---|---|---|---|
| 1 | Matt Arce - State Farm Insurance Agent | ★★★★★5.0 | 190 | (248) 544-9020 |
| 2 | Eagle Rock Insurance Agency | ★★★★★5.0 | 126 | (248) 548-5530 |
| 3 | Jordan Franke - State Farm Insurance Agent | ★★★★★4.9 | 107 | (248) 808-6692 |
| 4 | The Robert Littleton Insurance Agency | ★★★★★5.0 | 19 | (248) 643-7575 |
| 5 | High Favor Insurance Agency LLC | ★★★★★4.8 | 106 | (248) 765-8675 |
| 6 | Cameron Young: Allstate Insurance | ★★★★★4.8 | 39 | (248) 691-1113 |
| 7 | Atlas Insurance Agency, LLC | ★★★★★4.7 | 122 | (248) 545-7500 |
Matt Arce - State Farm Insurance Agent
This State Farm office sits on Woodward Avenue in Berkley, and its website says it serves residential and commercial customers throughout Michigan. Claims support is listed among its services. Reviewers mention wanting a walk-in office close to home and finding one here. Those who switched from another insurer describe lower premiums, added coverage and a policy set up in under an hour. One reviewer notes staff helped call the old company to cancel and followed up afterward. Others say quotes were explained clearly without pressure. A family also wrote about the compassion and patience the office showed while sorting out a late relative's affairs.
What stands out:
- Home, auto, life and business insurance offered
- Website claims 10 years in business
- Licensing mentioned on the agency website
- Free quotes offered, per the agency website
Eagle Rock Insurance Agency
Address: 1904 W Eleven Mile Rd, Berkley, MI 48072
Phone: (248) 548-5530
Website: eaglerockinsurance.com
Eagle Rock is a full service independent insurance agency in Berkley that serves clients throughout Michigan. Being independent means the office can quote more than one carrier instead of selling a single brand. Its website has a section for carriers, claims and payments, which helps when you need to start a claim or find a carrier contact. Several reviewers say they have stayed with the agency for decades, often bundling home and auto, and some add RV coverage. They describe staff who revisit policies each year to look for better rates, discuss options openly and respond quickly to questions. One reviewer who works in the collision industry says they keep referring customers here.
What stands out:
- Auto, home, business and life coverage listed
- Quote requests accepted through the agency website
- Reviewers describe staff as knowledgeable and accommodating
Jordan Franke - State Farm Insurance Agent
Address: 3900 12 Mile Rd, Berkley, MI 48072
Phone: (248) 808-6692
Website: frankesf.com
In business since: 2015
Since 2015, this State Farm office in Berkley has served local residents, and it also covers Royal Oak, Ferndale, Birmingham and nearby communities in Oakland and Wayne counties. The website says the aim is to make insurance simple and to tailor options to each household. Reviewers mention a patient, knowledgeable phone experience where every question got a clear answer. Several say the process was quick and easy, without a long list of extra questions. Others describe affordable auto and renters policies and money saved. One reviewer thanks the office for taking calls on the weekend, which helps when something comes up outside regular hours.
What stands out:
- Car, home, life and business insurance offered
- Licensing mentioned on the agency website
- Free quotes offered, per the agency website
The Robert Littleton Insurance Agency
Located in Royal Oak, next to Berkley, this agency serves Berkley clients from that office. Reviewers keep coming back to communication. They say calls get answered or returned quickly, even when other agencies they tried did not respond at all. Several mention policies explained in plain terms, so they understood what the coverage does and what it costs. One out-of-town buyer describes a professional first call and a clear explanation of how the new policy would help. Others call the process seamless and easy, and some plan to move all of their insurance to this office. If you prefer talking things through by phone, reviews suggest this office suits that style.
What stands out:
- Small business insurance help, per reviewers
- Homeowners and condo policies for new buyers
- Reviewers mention lower auto insurance premiums
High Favor Insurance Agency LLC
Address: 26080 Woodward Ave, Royal Oak, MI 48067
Phone: (248) 765-8675
Website: highfavorinsurance.com
High Favor is in Royal Oak, next to Berkley, and serves Berkley drivers and homeowners. Its website gives clients a self-service account where they can view policies, print ID cards, add a driver, make a payment or file a claim. Reviewers mention first-time homebuyers getting home and auto coverage that beat their previous rate, and staff who explain options without industry jargon. Others describe prompt, thorough service and help working through complicated claims over several years. A few came by referral from a real estate agent or a family member, and say they switched after getting a noticeably cheaper quote.
What stands out:
- Office at 26080 Woodward Ave, Royal Oak
- Auto, home, condo, life and umbrella insurance
- Boat, motorcycle and classic car coverage listed
- Commercial insurance listed on the website
Cameron Young: Allstate Insurance
Cameron Young's agency is in Berkley. Reviewers describe a team that responded quickly and gave them the information they needed to make a decision. They say staff were open and honest about the policy and about which coverage was important to carry. One reviewer notes that rates are high across the country but felt the office made every effort to find a good rate. Others say the office has always been helpful and that interactions were pleasant. The details available center on service rather than specific products, so call ahead and ask which coverage lines the office writes for your situation.
What stands out:
- Allstate agency office in Berkley
- Reviewers call staff informative and knowledgeable
- Reviewers say clients are treated like family
Atlas Insurance Agency, LLC
From its office in Royal Oak, next to Berkley, Atlas Insurance Agency serves Berkley clients. The website has a compare quotes tool, a client center and a page with carrier contact details. Several reviewers have stayed with Atlas for more than a decade. One says that after shopping around for 15 years, they have not found better pricing on bundled car and home policies. Others describe staff who answer messages promptly, look out for clients' interests and found cheaper full coverage for a new vehicle. Reviewers also call the service efficient, professional and friendly, and several say they have referred coworkers and friends.
What stands out:
- Office at 520 E. 4th Street, Royal Oak
- Flood, renters, RV and umbrella insurance listed
- Auto, home, condo, life and commercial coverage
- Boat, motorcycle and classic car policies listed
How We Built This List
- Google reviews and ratings pulled via the Google Places API on 2026-10-30, sorted by rating weighted by review count.
- Location. Companies with an address in Berkley, MI rank ahead of companies based nearby.
- Michigan producer license, verified on the DIFS lookup.
- Google rating weighted by review count.
- Carriers represented: captive or independent.
- Claims support described on their site.
- Website review for services offered, years in business and any licenses or credentials the company publishes.
Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.
Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Berkley ask us who to call. Verify licenses and get more than one quote.
Need a Roofer in Berkley, MI?
We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Berkley for free, quotes five options at different price points, and takes no deposit until the job is done.
Comparing roofers? See the best roofing companies in Berkley. Budgeting? See what a roof replacement costs in Berkley, with real prices from our published jobs.
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Frequently Asked Questions
Is there an insurance agency based in Berkley?
Yes. Four agencies on this list are based in Berkley: Matt Arce's State Farm office, Eagle Rock Insurance Agency, Jordan Franke's State Farm office and Cameron Young's Allstate agency. Three more, The Robert Littleton Insurance Agency, High Favor Insurance Agency and Atlas Insurance Agency, are in Royal Oak, next to Berkley, and also serve Berkley residents.
Does homeowners insurance cover roof replacement in Michigan?
It depends on your policy and on what caused the damage. Policies generally respond to sudden damage, such as wind, hail or a fallen tree, and generally exclude wear from age or poor maintenance. Some policies pay replacement cost, while others pay actual cash value, which subtracts depreciation. Ask your agent which one you carry before a storm hits. When a claim happens, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.
Captive or independent agent: which is better?
Neither is better for everyone. A captive agent sells one carrier and knows that company's products in depth. An independent agent quotes several carriers, which makes comparison shopping easier. This list includes both: Eagle Rock describes itself as independent, while the State Farm and Allstate offices carry a single brand. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check any agent's license on the DIFS lookup.
Does Roofing Army help with insurance claims?
No, not on the insurance side. Roofing Army does roofing only. We do not sell policies, file claims or act as your agent. What we do is the roof work: for storm claims, we meet adjusters on site and document what is actually damaged, and we inspect roofs for free in Berkley. For the policy and the claim itself, work with one of the agents listed above.



