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City Rankings

Best Insurance Agents in Birmingham, MI (2026)

By Aaron Scott|6 min read||Birmingham, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Birmingham, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Birmingham come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Mike Goodwin - State Farm Insurance Agent★★★★★5.0205(248) 647-4266
2David Purvis Farm Bureau Insurance Agency★★★★★5.095(248) 644-6364
3Randahl Agency, LLC★★★★★5.054(248) 594-5700
4L.A. Insurance★★★★★4.9704(248) 541-1900
5Mason-McBride Insurance★★★★★5.037(248) 822-7170
6Consolidated Agencies Inc★★★★★5.019(248) 712-6107
7Terrill Mayberry - State Farm Insurance Agent★★★★★4.8208(248) 645-9560
#1

Mike Goodwin - State Farm Insurance Agent

★★★★★5.0(205 reviews)

Address: 966 E Maple Rd, Birmingham, MI 48009

Phone: (248) 647-4266

Website: goodwinfamilysf.com

Mike Goodwin runs a State Farm office in Birmingham that writes home, auto, life and business insurance. The website says the team aims to make insurance simple, whether a client is reviewing current coverage, buying a vehicle or moving into a new home. Reviewers mention staff who take time to explain each coverage option and answer every question. Several describe the quote process as simple and stress free. One reviewer credits the office with working through complex underwriting requirements. Others say Mike responds quickly, cares about his clients and makes sure they understand their options before deciding.

What stands out:

  • Free quotes by phone at (248) 647-4266
  • Coverage help for renters and new apartment moves
  • Reviewers mention policies that fit both needs and budget
  • Reviewers describe coverage explained without sales pressure
#2

David Purvis Farm Bureau Insurance Agency

★★★★★5.0(95 reviews)

Address: 1010 Bowers St Ste a, Birmingham, MI 48009

Phone: (248) 644-6364

Website: farmbureauinsurance-mi.com

This Farm Bureau Insurance office in Birmingham is run by agent David Purvis, who says on his website that he lives and works in the area. The agency writes auto, home, life and business coverage, plus personal umbrella policies. Reviewers mention a responsive team that acts fast, including one family who needed a new 16 year old driver added the day before the birthday. Others describe David walking them through how insurance works, not just selling a policy. One reviewer credits him with helping the family choose the right life insurance plan. Reviewers also mention competitive rates on home and auto coverage.

What stands out:

  • Condo, renters and Lake Estate home policies listed
  • Commercial insurance and workers compensation for businesses
  • Specialty auto and recreation vehicle coverage available
  • Reviewers describe staff as courteous and thorough
#3

Randahl Agency, LLC

★★★★★5.0(54 reviews)

Address: 877 S Adams Rd #202, Birmingham, MI 48009

Phone: (248) 594-5700

Website: locator.meemic.com

Working out of Birmingham, Randahl Agency sells insurance through Meemic. Reviewers who switched over from other insurers describe the change as a positive one, and one points to stronger customer service and knowledge than before. Another reviewer met the agency at a back to school event and says the team helped with every step of the process. One customer had used other agencies over the years but kept coming back to this one. Long time customers mention staying because the office works diligently to meet their insurance needs. If you value an agency that stays in touch, reviewers say this office is always available.

What stands out:

  • Agent page listed on Meemic's online agent locator
  • Reviewers mention quick answers on policy change questions
  • Reviewers say staff stay helpful after accidents
  • Reviewers describe staff as personable and professional
#4

L.A. Insurance

★★★★★4.9(704 reviews)

Address: 400 Hamilton Row #200, Birmingham, MI 48009

Phone: (248) 541-1900

Website: lainsurance.com

In business since: 1992

Part of a national agency with more than 200 locations, L.A. Insurance has an office in Birmingham. The website lists coverage for cars, boats, motorcycles, RVs, motorhomes and business vehicles, along with renters, home, life and business policies. Reviewers mention fast service. One customer needed insurance right away and had a policy in place within budget after a 10 minute phone call. Others describe agents who are patient, kind and knowledgeable, and who explain everything clearly so the process feels quick and stress free. First time customers also mention agents making sure they understood their coverage before finishing.

What stands out:

  • Founded in 1992, with 34 years serving clients
  • Locations in seven states, Michigan included
  • Buy online yourself or with a local agent
  • Reviewers mention easy, quick policy renewals
#5

Mason-McBride Insurance

★★★★★5.0(37 reviews)

Address: 3155 W Big Beaver Rd Ste 125, Troy, MI 48084

Phone: (248) 822-7170

Website: mason-mcbride.com

In business since: 1916

Founded in 1916, Mason-McBride is an independent insurance agency in Troy, next to Birmingham, that serves Birmingham households and businesses. It handles personal insurance, business insurance and employee benefits. Because it is independent, it works with several carriers, and reviewers mention being moved to a different carrier for home, auto and umbrella coverage before a renewal. Others say the agency saved them time researching policies and met or beat earlier quotes using group discounts they qualified for. Reviewers also mention personal attention and online policy tools that make coverage details easy to see.

What stands out:

  • Office at 3155 W Big Beaver Rd, Troy
  • Industry programs for staffing, healthcare, technology and manufacturing
  • Service center phone line at (248) 822-7170
  • Reviewers describe calm, clear explanations of each policy
#6

Consolidated Agencies Inc

★★★★★5.0(19 reviews)

Address: 33261 Woodward Ave, Birmingham, MI 48009

Phone: (248) 712-6107

Website: consolidatedagencies.com

Licenses and credentials: Family owned

Located in Birmingham, Consolidated Agencies is a third generation, family owned independent agency. According to its website, it has served clients across Metro Detroit for 60 years. As an independent agency, it represents a hand-picked group of insurance companies and writes auto, home, life, health and business coverage. Reviewers mention help insuring cars, homes and jewelry, and several say the agency lowered their rates while improving coverage. Others point to careful attention to detail and staff who explain policy details no matter the question. One customer has stayed with the agency for nearly 15 years.

What stands out:

  • Claims and payment help listed on the website
  • Online quote requests through the agency website
  • Reviewers describe quick, responsive staff year after year
  • Reviewers mention staff who put client needs first
#7

Terrill Mayberry - State Farm Insurance Agent

★★★★★4.8(208 reviews)

Address: 33622 Woodward Ave, Birmingham, MI 48009

Phone: (248) 645-9560

Website: teammayberry.com

In business since: 2014

Since 2014, Terrill Mayberry has run a State Farm office in Birmingham offering auto, home, life and business insurance. The agency describes its mission as helping people identify their insurance and financial needs, and it aims to create a community that feels like family. Reviewers mention low vehicle rates, including one who found low cost PLPD coverage for a truck. Others describe staff who explain policies patiently, find ways to save money and talk through State Farm investment options without being pushy. One couple who had just moved from out of state got car and rental insurance sorted out right away.

What stands out:

  • Call (248) 645-9560 for a free quote
  • Reviewers mention excellent rates on auto and home policies
  • Reviewers mention answers to questions they did not know to ask
  • Agency website at teammayberry.com

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-04, sorted by rating weighted by review count.
  • Location. Companies with an address in Birmingham, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Birmingham ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Birmingham, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Birmingham for free, quotes five options at different price points, and takes no deposit until the job is done.

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Comparing roofers? See the best roofing companies in Birmingham. Budgeting? See what a roof replacement costs in Birmingham, with real prices from our published jobs.

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Frequently Asked Questions

Is there an insurance agency based in Birmingham?

Yes. Six of the agencies on this list are based in Birmingham: Mike Goodwin State Farm, David Purvis Farm Bureau Insurance Agency, Randahl Agency, L.A. Insurance, Consolidated Agencies and Terrill Mayberry State Farm. Mason-McBride Insurance is in Troy, next to Birmingham, and also serves Birmingham clients. That gives you local options whether you want an agent who sells one carrier or an independent agency that quotes several.

Does homeowners insurance cover roof replacement in Michigan?

It depends on your policy and on what caused the damage. Coverage terms differ between carriers and policies, so ask your agent what your homeowners policy says about roof damage before you need to file a claim. For storm claims, Roofing Army meets adjusters on site and documents what is actually damaged. A good agent makes that process faster, so it helps to know who you would call before a storm hits.

Captive or independent agent: which is better?

Neither is better for everyone. A captive agent sells one carrier's policies. An independent agent quotes several carriers, which can make comparing prices easier. On this list, Consolidated Agencies and Mason-McBride Insurance describe themselves as independent agencies. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check any agent's license on the DIFS lookup before you buy a policy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and is not an insurance agency, so it does not sell policies or handle claims for you. When there is storm damage, Roofing Army meets adjusters on site and documents what is actually damaged on the roof. Roofing Army also inspects roofs for free in Birmingham. For the policy and the claim itself, work with your insurance agent, since a good agent makes the process faster.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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