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City Rankings

Best Insurance Agents in Bloomfield Hills, MI (2026)

By Aaron Scott|6 min read||Bloomfield Hills, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Bloomfield Hills, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Bloomfield Hills come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1E&Y Insurance Agency★★★★★5.0596(248) 362-1313
2Goosehead Insurance - Marty O'Neill★★★★★5.089(248) 542-7770
3Elizabeth Ross - State Farm Insurance Agent★★★★★4.9138(248) 641-8200
4Bitonti Insurance Group, Inc.★★★★★5.028(248) 918-0010
5Andrew Smith - State Farm Insurance Agent★★★★★4.8117(248) 435-4070
6CFH Insurance Consultants★★★★★5.011(248) 370-8853
7Cover Malpractice Insurance Agency★★★★★5.07(248) 410-1295
#1

E&Y Insurance Agency

★★★★★5.0(596 reviews)

Address: 33 Bloomfield Hills Pkwy Ste 245, Bloomfield Hills, MI 48304

Phone: (248) 362-1313

Website: eandyagency.com

E&Y Insurance Agency is in Bloomfield Hills and handles both insurance and tax work in one office. The agency writes home, auto, life and business coverage. Reviewers mention help setting up coverage when starting a business, including medical malpractice coverage for a physician. Others describe a review of their bundle prices that came with useful suggestions, even though they kept the same carrier. Several clients use the office for tax preparation as well as insurance, and one says a question about rising car insurance costs was passed straight to an agent who helped. If you want one office for your policies and your tax return, this is a practical place to start.

What stands out:

  • Office located in Bloomfield Hills
  • Website lists State Farm, Allstate and Progressive
  • Quote requests taken through the website
  • Reviewers describe a quick, responsive team
#2

Goosehead Insurance - Marty O'Neill

★★★★★5.0(89 reviews)

Address: 41000 Woodward Ave Suite 350 East, Bloomfield Hills, MI 48304

Phone: (248) 542-7770

Website: goosehead.com

In business since: 2006

This is Marty O'Neill's local Goosehead Insurance agency in Bloomfield Hills. It writes home, auto, life and business coverage. Reviewers mention a first homeowners policy that was easy to set up, and one couple describes saving a large amount each year on car insurance. Others say he explains the benefits of each coverage he can offer and answers questions before they are asked. Several reviewers describe him as quick, precise and responsive, and some say they refer friends, family and co-workers. Shopping for auto and home together is a common theme in the reviews, so it may suit you if you want both policies looked at at once.

What stands out:

  • Goosehead brand founded in 2006
  • Local Goosehead office in Bloomfield Hills
  • Website mentions licensed agents
  • Reviewers mention lower car insurance premiums
#3

Elizabeth Ross - State Farm Insurance Agent

★★★★★4.9(138 reviews)

Address: 2525 S Telegraph Rd #106, Bloomfield Hills, MI 48302

Phone: (248) 641-8200

Website: elizabethrossins.com

In business since: 1989

Founded in 1989, this State Farm agency in Bloomfield Hills is Elizabeth Ross's office. She bundles auto, home and personal liability umbrella coverage and also offers life and business insurance. Many reviewers say they have been clients for 10, 15 or even 40 years or more. One describes calling to ask whether a claim was worth filing and getting helpful information to make that choice. Others mention renters and personal property coverage alongside their home and auto policies. The office invites clients to call or stop by for a seasonal insurance review that checks deductibles and looks for gaps in auto and home coverage before problems come up.

What stands out:

  • Agency founded in 1989
  • Captive State Farm agent in Bloomfield Hills
  • Offers seasonal auto and home coverage reviews
  • Reviewers describe decades as clients
#4

Bitonti Insurance Group, Inc.

★★★★★5.0(28 reviews)

Address: 6755 Telegraph Rd #350, Bloomfield Hills, MI 48301

Phone: (248) 918-0010

Website: bitontigroup.com

Located in Bloomfield Hills, Bitonti Insurance Group writes home and business insurance and helps clients with claims. Its reviews center on responsiveness and clear answers by phone and email. One family says the agency worked to find good options when a new driver joined the household. Another describes being contacted before an annual home and auto renewal with a review already done, a suggested provider with comparable coverage and rates, and notes on the key differences. A homeowner who has stayed for 9 years mentions candid, personal advice and an agency willing to go to bat for the customer. A first time client says questions never felt dumb.

What stands out:

  • Home and business insurance in Bloomfield Hills
  • Claims help listed among services
  • Reviewers mention proactive renewal reviews
  • Reviewers mention help with a new household driver
#5

Andrew Smith - State Farm Insurance Agent

★★★★★4.8(117 reviews)

Address: 10 W Square Lake Rd #220, Bloomfield Hills, MI 48302

Phone: (248) 435-4070

Website: yoursmithteam.com

Your Smith Team is the name Andrew Smith uses for his State Farm agency in Bloomfield Hills. The website says a team of licensed professionals is available 7 days a week for home, auto and life insurance, and it also lists business coverage. Reviewers mention lower premiums along with better coverage after the team pointed out where they were underinsured. One household insures cars, two homes, snowmobiles, four wheelers, trailers and a tractor through the office. Another reviewer describes help picking a life insurance policy to protect children and grandchildren. Others switched both auto and homeowners policies to the agency and mention steady responsiveness since then.

What stands out:

  • State Farm agency in Bloomfield Hills
  • Free quotes for life, home and car insurance
  • Reviewers mention savings after switching carriers
  • Reviewers describe help choosing life insurance
#6

CFH Insurance Consultants

★★★★★5.0(11 reviews)

Address: 41000 Woodward Ave Ste 350 East, Bloomfield Hills, MI 48304

Phone: (248) 370-8853

Website: cfhic.com

In business since: 2007

Since 2007, CFH Insurance Consultants has worked as an independent employee benefits consulting firm in Bloomfield Hills. It helps employers with plan strategy, renewals and compliance. The firm sorts its approach by company size, from small groups of 2 to 50 employees up to employers with 250 to 999. Its site also lists home, auto, life and business coverage. Reviewers mention staff who explain coverage clearly, lay out the differences between policies and answer questions with patience. One business owner describes the firm as a big help with complex employee benefits. It suits employers who want a benefits partner that stays involved beyond renewal time.

What stands out:

  • Independent since 2007
  • Dedicated team of five on every account
  • Serves employers from 2 to 999 employees
  • Reviewers say coverage differences are explained clearly
#7

Cover Malpractice Insurance Agency

★★★★★5.0(7 reviews)

Address: 41000 Woodward Ave, Bloomfield Township, MI 48304

Phone: (248) 410-1295

Website: covermalpractice.net

In Bloomfield Township, next to Bloomfield Hills, Cover Malpractice Insurance Agency serves Bloomfield Hills healthcare providers. It is a medical malpractice insurance brokerage, and quote requests are free. Reviewers include physicians and dentists. They mention agents who explain policy options clearly and understand the risks of a given specialty. One dentist describes quick onboarding after switching, and a physician notes competitive rates and proactive renewals. Another reviewer says a quote came back in minutes. For a doctor or dentist in the area, this is a specialist option rather than a general home and auto agency, so it works best alongside your regular personal insurance agent.

What stands out:

  • Based in Bloomfield Township, next to Bloomfield Hills
  • Medical malpractice coverage for healthcare professionals
  • Free quote requests through the website
  • Reviewers mention renewals handled ahead of time

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-06, sorted by rating weighted by review count.
  • Location. Companies with an address in Bloomfield Hills, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Bloomfield Hills ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Bloomfield Hills, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Bloomfield Hills for free, quotes five options at different price points, and takes no deposit until the job is done.

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Comparing roofers? See the best roofing companies in Bloomfield Hills. Budgeting? See what a roof replacement costs in Bloomfield Hills, with real prices from our published jobs.

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Frequently Asked Questions

Is there an insurance agency based in Bloomfield Hills?

Yes. Six of the agencies on this list are based in Bloomfield Hills: E&Y Insurance Agency, Goosehead Insurance - Marty O'Neill, Elizabeth Ross - State Farm Insurance Agent, Bitonti Insurance Group, Inc., Andrew Smith - State Farm Insurance Agent and CFH Insurance Consultants. Cover Malpractice Insurance Agency is in Bloomfield Township, the next town over, and focuses on malpractice coverage for healthcare providers.

Does homeowners insurance cover roof replacement in Michigan?

It depends on the cause and on your policy. Homeowners policies generally cover sudden damage, such as wind or hail from a storm, and generally do not pay to replace a roof that is simply worn out from age. Some policies pay replacement cost and others pay actual cash value, which subtracts for age. Ask your agent which applies to your roof. On storm claims, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier, and independent agents quote several. On this list, Elizabeth Ross and Andrew Smith are State Farm agents, and CFH Insurance Consultants describes itself as independent. A captive agent knows one company's products well, while an independent agent can compare prices across carriers. Whichever you choose, check the license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We do not sell insurance or file claims, so your agent and your carrier handle the claim itself. What we do is meet adjusters on site for storm claims and document what is actually damaged, and a good agent makes that process faster. We also inspect roofs for free in Bloomfield Hills, so you can find out whether there is storm damage before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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