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City Rankings

Best Insurance Agents in Metamora, MI (2026)

By Aaron Scott|4 min read||Metamora, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Metamora, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Metamora come first, and where the city has fewer than five we added the nearest well-reviewed companies and say where they are based. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1StAK Insurance Solutions★★★★★5.015(309) 453-6546
2The Miranda Hanson Agency★★★★★5.014(810) 254-4040
3Farm Bureau Insurance - Dan Stebbins Agency★★★★★4.620(586) 203-9735
4Curtis Insurance Agency-America One★★★★★4.9130(248) 628-3604
5Community Insurance Center★★★★★4.8132(248) 628-2505
#1

StAK Insurance Solutions

★★★★★5.0(15 reviews)

Address: 717 W Mt Vernon St, Metamora, IL 61548

Phone: (309) 453-6546

Website: stakinsurancesolutions.com

StAK Insurance Solutions is in Metamora and focuses on life, health and retirement coverage. Its website lists term life, whole life, final expense and living benefits policies, along with stand-alone and retiree dental plans. The agency also covers Medicare Advantage, Part D prescription plans and Medigap, including comparisons of Plan G and Plan N. Reviewers mention that the team takes time to explain options and answer questions, and one notes calls returned after hours. Others describe help with health insurance choices and retirement planning. If you are approaching retirement or sorting through Medicare, the office publishes guides on retirement budgeting, long-term care and deductibles.

What stands out:

  • Blog topics include financial literacy for families
  • Disability protection and risk management resources
  • Reviewers mention honest guidance on health insurance
  • Reviewers say the office checks for better policies
#2

The Miranda Hanson Agency

★★★★★5.0(14 reviews)

Address: 3522 S Lapeer Rd B, Metamora, MI 48455

Phone: (810) 254-4040

Website: myagentmiranda.com

Based in Metamora, The Miranda Hanson Agency works with homeowners and families on their policies. Reviewers mention switching to Farm Bureau coverage through the agency and getting set up on new policies quickly. One reviewer describes the agent coming out to take pictures, researching rates and keeping in touch throughout. Several reviewers say she looked for as many discounts as possible and found better homeowners protection for less money. Others recommend booking a policy review to compare annual costs and coverage. You can expect questions to be answered promptly, according to the people who left reviews.

What stands out:

  • Located in Metamora, Lapeer County
  • Reviewers mention Farm Bureau homeowners policies
  • Reviewers describe an in-person visit to take photos
  • Reviewers report savings of almost $2000
#3

Farm Bureau Insurance - Dan Stebbins Agency

★★★★★4.6(20 reviews)

Address: 3522 S Lapeer Rd, Metamora, MI 48455

Phone: (586) 203-9735

Website: farmbureauinsurance-mi.com

This Farm Bureau Insurance office is in Metamora, and the agent's website says he lives and works in the area. Coverage listed includes personal and specialty auto, homeowners, renters, condo and mobile home insurance, plus Lake Estate and Country Estate policies. Personal umbrella, life and business insurance are also offered, with commercial and workers compensation options for employers. Reviewers describe a patient agent who explains everything in easy terms and avoids pushy sales tactics. Several mention coverage reviews of home and auto policies, and one couple describes clear guidance in choosing a life insurance policy.

What stands out:

  • Part of the Michigan Farm Bureau Family of Companies
  • Website mentions agent licensing
  • Ting program to help prevent electrical fires
  • Reviewers mention quick responses and honest advice
  • Online quote requests through the website
#4

Curtis Insurance Agency-America One

★★★★★4.9(130 reviews)

Address: 25 N Washington St, Oxford, MI 48371 (in nearby Oxford, 8.3 miles from Metamora)

Phone: (248) 628-3604

Website: curtisinsuranceagency.com

Curtis Insurance Agency-America One is based in Oxford, about 8.3 miles from Metamora, and serves Metamora clients from there. Reviewers mention getting home insurance quotes and coverage within days of closing on a house. They describe agents who explain the differences between policies and are honest about premiums compared to coverage. Several note prompt replies to questions and no pressure to buy extra products. One reviewer who was not planning to switch had policies quoted at renewal and describes a great experience. Another says the agency cut what they were paying by more than half.

What stands out:

  • Reviewers describe thorough, knowledgeable, friendly agents
  • Reviewers mention patience with lots of questions
  • Reviewers say coverage is explained for future needs
  • Reviewers mention strong attention to detail
#5

Community Insurance Center

★★★★★4.8(132 reviews)

Address: 932 S Lapeer Rd, Oxford, MI 48371 (in nearby Oxford, 9.3 miles from Metamora)

Phone: (248) 628-2505

Website: communityinsurancecenter.com

Community Insurance Center is an independent agency based in Oxford, about 9.3 miles away, and it serves Metamora from there. The website says it has delivered insurance and financial services for over 40 years. Personal lines include home, auto, condo, life and umbrella coverage, and Progressive is among the carriers named. On the business side, it lists business auto, commercial umbrella and cyber liability, with programs for carpenters, churches and non-profits. Reviewers mention policy reviews that lowered premiums, help bundling coverage after buying a first home, and quick email responses when policies needed updates.

What stands out:

  • Office at 932 S Lapeer Road, Oxford
  • Office hours 9 to 4:30, Monday through Friday
  • Website mentions agent licensing
  • Reviewers mention help insuring a newly built home

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-10-23, sorted by rating weighted by review count.
  • Location. Companies with an address in Metamora, MI rank ahead of companies based nearby, and nearby ones say where they are based.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Metamora ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Metamora, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Metamora for free, quotes five options at different price points, and takes no deposit until the job is done.

Metamora roofing services →

Comparing roofers? See the best roofing companies in Metamora. Budgeting? See what a roof replacement costs in Metamora, with real prices from our published jobs.

More Metamora Rankings

Frequently Asked Questions

Is there an insurance agency based in Metamora?

Yes. Three of the agencies on this list are in Metamora: StAK Insurance Solutions, The Miranda Hanson Agency and Farm Bureau Insurance - Dan Stebbins Agency. StAK focuses on life, dental, Medicare and retirement coverage, while the other two handle home, auto and other personal policies. If you want more options, Curtis Insurance Agency-America One and Community Insurance Center are both based in nearby Oxford and serve Metamora.

Does homeowners insurance cover roof replacement in Michigan?

Usually only when the roof is damaged by a covered event, such as wind, hail or a fallen tree. Policies generally do not pay to replace a roof that has simply worn out with age. What you receive depends on your policy terms, your deductible and whether it pays replacement cost or actual cash value. Ask your agent to explain your roof coverage before a storm. For storm claims, we meet adjusters on site and document what is actually damaged, and a good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier, and independent agents quote several. A captive agent may know one company's products in depth, while an independent agent can compare prices across carriers. Community Insurance Center in Oxford describes itself as independent. Whichever you choose, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check any agent's license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and does not sell insurance or act as your agent. For storm claims, we meet adjusters on site and document what is actually damaged, which gives you and your agent clear information to work from. If you think your roof has storm damage, Roofing Army inspects roofs for free in Metamora, so you can find out what you are dealing with before you file.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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