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City Rankings

Best Insurance Agents in Oakland Township, MI (2026)

By Aaron Scott|5 min read||Oakland Township, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Oakland Township, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Oakland Township come first, and where the city has fewer than five we added the nearest well-reviewed companies and say where they are based. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Robert P. Matouka Insurance Agency, Inc.★★★★★4.943(947) 479-4746
2The Ryan Insurance Agency★★★★★5.0188(248) 403-8591
3Poljan Insurance Agency★★★★★5.0156(586) 781-5000
4Michigan Insured★★★★★5.0122(248) 236-7004
5FAMILY SHIELD INSURANCE GROUP★★★★★5.065(248) 436-2888
#1

Robert P. Matouka Insurance Agency, Inc.

★★★★★4.9(43 reviews)

Address: 1845 W Buell Rd, Oakland Township, MI 48363

Phone: (947) 479-4746

Robert P. Matouka Insurance Agency, Inc. is in Oakland Township, which makes it the only agency on this list with an office in the township. Reviewers mention home and auto coverage. One says a quote for a new home came back fast and was competitive on both price and coverage. Another describes quick help sending proof of coverage to a mortgage company. First-time homeowners mention clear guidance on what coverage they needed and a plan that fit their budget. Another reviewer says a quick turnaround helped close a vehicle loan. If you are buying a house in the township and need coverage lined up for closing, this is a nearby office to call.

What stands out:

  • Office located in Oakland Township
  • Reviewers call the agent professional and knowledgeable
  • Reviewers describe proactive searching for good value
  • Reviewers mention responsive service on home and auto
#2

The Ryan Insurance Agency

★★★★★5.0(188 reviews)

Address: 7151 N Main St Ste. 103, Village of Clarkston, MI 48346 (in nearby Village of Clarkston, 13.2 miles from Oakland Township)

Phone: (248) 403-8591

Website: myryanagency.com

Based in the Village of Clarkston, The Ryan Insurance Agency serves Oakland Township from about 13 miles away. It is an independent agency, so it can quote more than one carrier. The website lists auto, home, condo, renters, flood, life and umbrella coverage, plus boat, motor home and motorcycle policies. Commercial insurance is also on the list, and reviewers mention quick quotes for commercial auto and general liability on new businesses. Reviewers describe the process as simple and stress free, including for first-time full coverage auto policyholders. Some business owners also moved their personal home and auto policies to the agency.

What stands out:

  • Claims 13 years in business
  • Voted Best of the Best by Clarkston News four years
  • Offers vacant and landlord insurance
  • Reviewers note responsive, knowledgeable service
#3

Poljan Insurance Agency

★★★★★5.0(156 reviews)

Address: 57345 Van Dyke Ave, Washington, MI 48094 (in nearby Washington, 6.6 miles from Oakland Township)

Phone: (586) 781-5000

Website: poljaninsurance.com

In business since: 1952

Based in Washington, Michigan, Poljan Insurance Agency serves Oakland Township from about 6.6 miles away. Its website lists homeowners, auto, life, health and business insurance, plus risk management for companies. The agency describes itself as a professional office with a personal touch. Reviewers mention fast, prompt service and a staff that is nice and accommodating. One customer says they have been with the agency for more than 15 years. Another says the office was a big help when they bought their home, and one more says the staff worked with them to find coverage that was affordable. Reviewers also mention regular check-ins from the office.

What stands out:

  • In business since 1952
  • Member of the VTC Insurance Group
  • Serves Macomb, Oakland and Lapeer counties
  • Reviewers praise personable, professional staff
#4

Michigan Insured

★★★★★5.0(122 reviews)

Address: 805 Oakwood Dr Suite 205, Rochester, MI 48307 (in nearby Rochester, 4.3 miles from Oakland Township)

Phone: (248) 236-7004

Website: michiganinsured.com

From an office in Rochester, Michigan Insured serves Oakland Township from about 4.3 miles away. The website covers home, car and business insurance, and it has a claims section and an online quote request. Reviewers mention agents who took time to compare options and found lower premiums on home and auto policies. One reviewer says the agency also handled cancelling the old policy. Others describe a smooth, easy switch for both personal and business policies, which helps if changing agents feels overwhelming. A customer since 2021 mentions extra effort on a personal vehicle claim. That claims support matters for homeowners when storm damage reaches the roof.

What stands out:

  • Reviewers report savings on car, home and umbrella
  • Reviewers mention one premium 30 percent lower
  • Client login available on the website
  • Business liability and personal vehicle coverage, per reviewers
#5

FAMILY SHIELD INSURANCE GROUP

★★★★★5.0(65 reviews)

Address: 1290 S Lapeer Rd, Lake Orion, MI 48360 (in nearby Lake Orion, 4.4 miles from Oakland Township)

Phone: (248) 436-2888

Website: familyshieldins.com

Lake Orion is home to Family Shield Insurance Group, which serves Oakland Township from about 4.4 miles away. The agency offers home, auto, life, business and umbrella coverage. Its website lets you compare auto and home quotes online by ZIP code. Reviewers describe a team that explains options clearly and takes time to answer every question. One reviewer says the agency cut an auto bill by more than $250 a month. Another bundled home and auto insurance for a better rate. One more mentions home coverage for both a personal residence and an investment property, with a better price and better coverage than other quotes.

What stands out:

  • Free auto and homeowners quotes offered
  • Reviewers mention quick replies and prompt follow-up
  • Reviewers note coverage that fit their budget
  • Online insurance help center on the website

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-10-28, sorted by rating weighted by review count.
  • Location. Companies with an address in Oakland Township, MI rank ahead of companies based nearby, and nearby ones say where they are based.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Oakland Township ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Oakland Township, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Oakland Township for free, quotes five options at different price points, and takes no deposit until the job is done.

Oakland Township roofing services →

Comparing roofers? See the best roofing companies in Oakland Township. Budgeting? See what a roof replacement costs in Oakland Township, with real prices from our published jobs.

More Oakland Township Rankings

Frequently Asked Questions

Is there an insurance agency based in Oakland Township?

Yes. Robert P. Matouka Insurance Agency, Inc. is the one agency on this list based in Oakland Township. The others are close by: Michigan Insured is in Rochester, Family Shield Insurance Group is in Lake Orion, Poljan Insurance Agency is in Washington, and The Ryan Insurance Agency is in the Village of Clarkston. All of them serve Oakland Township. Before you sign a policy, check the agent's license on the DIFS lookup.

Does homeowners insurance cover roof replacement in Michigan?

It depends on the cause of the damage and on your policy. Policies are generally written to pay for sudden damage, such as a storm, and not for a roof that has simply worn out with age. Policies also differ on whether they pay full replacement cost or a depreciated amount. Ask your agent to explain your roof coverage before you need it. When storms hit, Roofing Army meets adjusters on site and documents what is actually damaged, and a good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Captive agents sell one carrier; independent agents quote several. A captive agent knows one company's products in depth, while an independent agent can compare prices and coverage across carriers. On this list, The Ryan Insurance Agency describes itself as independent. Whichever you choose, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS), and you can check any agent's license on the DIFS lookup.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We are not an insurance agency, and we do not sell policies or handle claim paperwork with your carrier. For coverage questions, talk to a licensed insurance agent like the ones listed above. What we do is the roof side: we meet adjusters on site for storm claims and document what is actually damaged. Roofing Army also inspects roofs for free in Oakland Township.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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