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City Rankings

Best Insurance Agents in Troy, MI (2026)

By Aaron Scott|6 min read||Troy, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Troy, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Troy come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Goosehead Insurance - Alsaigh & Adour Agency★★★★★5.0395(586) 630-3799
2Mountain Wealth Group★★★★★5.0394(305) 615-5010
3Allied Insurance Managers, Inc.★★★★★5.0341(248) 853-0930
4Steven Schmitt: Allstate Insurance★★★★★5.0187(248) 813-1000
5HealthMarkets Insurance - Eric Zawicki★★★★★5.0119(248) 850-4000
6Oak Crest Insurance Services★★★★★5.0102(248) 729-7077
7FSA Insurance Agency★★★★★4.9699(586) 842-3770
#1

Goosehead Insurance - Alsaigh & Adour Agency

★★★★★5.0(395 reviews)

Address: 100 W Big Beaver Rd Ste 580, Troy, MI 48084

Phone: (586) 630-3799

Website: agents.gooseheadinsurance.com

The Alsaigh & Adour Agency is a Goosehead Insurance office in Troy. Reviewers mention getting homeowners and car insurance here, and one describes combining other policies with a new homeowners policy for an excellent rate. Others say the agents took time to explain coverage options and answered all of their questions. Responsiveness comes up often in the reviews. One reviewer says calls get picked up even after normal hours, and another describes timely replies throughout the process. Reviewers also say the agents work in the client's interest when finding coverage. If you are comparing home and auto quotes, this is an office where reviewers describe patient, clear explanations.

What stands out:

  • Goosehead Insurance agency office located in Troy
  • Reviewers describe the process as comfortable and stress-free
  • Reviewers found prices affordable compared with big carriers
  • Car insurance reviews mention step-by-step guidance
#2

Mountain Wealth Group

★★★★★5.0(394 reviews)

Address: 755 W Big Beaver Rd, Troy, MI 48084

Phone: (305) 615-5010

Website: mountainwealthgroup.com

Mountain Wealth Group is in Troy and focuses on annuities, retirement income and life insurance. Its website describes protecting retirement savings with guaranteed annuities. This is a different kind of office from a home and auto agency, so it fits best when your questions are about retirement or life coverage. Reviewers mention agents who explained life insurance policies for their families thoroughly, listened to what they needed and made sure they fully understood the information. One reviewer describes peace of mind about a son no longer having to worry. Others mention kindness, patience and professionalism during the conversation, and one says the information was excellent and delivered with care.

What stands out:

  • Website lists licensing in more than 35 states
  • Free consultation offered through the website
  • Annuities and retirement income are the main focus
  • Reviewers say agents answered questions kindly and well
#3

Allied Insurance Managers, Inc.

★★★★★5.0(341 reviews)

Address: 1055 E South Blvd #110, Rochester Hills, MI 48307

Phone: (248) 853-0930

Website: alliedinsmgr.com

Allied Insurance Managers is in Rochester Hills, next to Troy, and serves Troy. The agency writes home, auto, life and business insurance, and its website also covers claims. On the business side, it lists general liability, commercial property, workers compensation and commercial auto, along with programs for specific industries such as HVAC, plumbing and electrical contractors, restaurants and lawn care businesses. Reviewers mention agents who shop around on their behalf, explain how policies are priced and present options. One reviewer moved car, home and boat coverage under one agency, and a small family business describes quick responses and never missing a deadline.

What stands out:

  • Rochester Hills office, next door to Troy
  • Free insurance quotes offered through the website
  • Industry programs include funeral homes, golf courses and wineries
  • Reviewers mention working with the agency for over 20 years
  • Reviewers mention feeling supported when making a claim
#4

Steven Schmitt: Allstate Insurance

★★★★★5.0(187 reviews)

Address: 1921 W South Blvd, Troy, MI 48098

Phone: (248) 813-1000

Website: agents.allstate.com

Steven Schmitt runs an Allstate Insurance agency in Troy. Reviewers mention both auto and homeowners policies through the office, and several describe staying with the agency for decades. One reviewer says the agency has been their insurance provider since 1990. Reviewers describe an agent who suggests policies that fit the family's needs while finding savings, keeps clients updated when something changes and reaches out to check in. Others mention a friendly office staff and being able to call or walk in and get help right away. For anyone who wants a long-term, local relationship with one agent, this is the pattern reviewers describe.

What stands out:

  • Allstate Insurance agency located in Troy
  • Reviewers mention tips for saving on auto insurance
  • Reviewers describe deep knowledge of Allstate coverage
  • Reviewers mention excellent advice over more than 25 years
#5

HealthMarkets Insurance - Eric Zawicki

★★★★★5.0(119 reviews)

Address: 920 E Long Lake Rd Ste 100A, Troy, MI 48085

Phone: (248) 850-4000

Website: healthmarkets.com

Eric Zawicki is a HealthMarkets agent in Troy who focuses on Medicare and health coverage. His website says he has over 20 years in the health insurance industry, with expertise in Medicare Advantage, Medicare Supplements and individual health plans. He works with people turning 65 and those reviewing their current coverage. Reviewers describe first-time Medicare decisions made simple: one received written comparisons to take home and discuss with a spouse, and another says a couple got both plans in under half an hour. Several reviewers say he did most of the work after they answered a short list of questions.

What stands out:

  • Troy office in ZIP code 48085
  • Life insurance also listed on the website
  • Website mentions agent licensing
  • Reviewers mention clear explanations of Medicare options
  • Reviewers say they have referred friends to him
#6

Oak Crest Insurance Services

★★★★★5.0(102 reviews)

Address: 125 E Maple Rd, Troy, MI 48083

Phone: (248) 729-7077

Website: oakcrestins.com

Oak Crest Insurance Services is in Troy and centers on health-related coverage. Its website lists Medicare, health insurance, ancillary insurance, life insurance, international travel health insurance, employee benefits and disability coverage, and describes the agency as independent. For Medicare, the site says the goal is to simplify the options and help clients enroll in a suitable plan. Reviewers mention detailed help with Medicare and supplemental coverage, including running several supplemental plan options for a parent. One reviewer got a quick reply on a Sunday, the last day of open enrollment, along with a detailed email explaining how to change prescription coverage.

What stands out:

  • Troy office, phone (248) 554-3339
  • Appointments can be scheduled through the website
  • Reviewers describe help when a child aged off coverage
  • Reviewers mention patience with many questions
#7

FSA Insurance Agency

★★★★★4.9(699 reviews)

Address: 50 W Big Beaver Rd Ste 500, Troy, MI 48084

Phone: (586) 842-3770

Website: homeautohealth.com

FSA Insurance Agency is in Troy and writes home and auto insurance, with a website that explains Michigan auto coverage in detail. It covers bodily injury, personal injury protection, property protection insurance, collision, comprehensive, limited property damage liability and uninsured and underinsured motorist coverage. The site also has a section on Social Security, including how and when to sign up. Reviewers mention agents who reviewed auto, home and umbrella policies together and handled the paperwork through DocuSign. Others describe help enrolling in Medicare and signing up for Social Security. A business owner says an agent found new group health quotes and enrolled over 50 people before a renewal.

What stands out:

  • Troy agency with an online quote request
  • Rental reimbursement and road trouble service coverage listed
  • Michigan Insurance Basics section on the website
  • Reviewers mention prompt attention and great rates

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-10-21, sorted by rating weighted by review count.
  • Location. Companies with an address in Troy, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Troy ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Troy, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Troy for free, quotes five options at different price points, and takes no deposit until the job is done.

Troy roofing services →

Comparing roofers? See the best roofing companies in Troy. Budgeting? See what a roof replacement costs in Troy, with real prices from our published jobs.

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Frequently Asked Questions

Is there an insurance agency based in Troy?

Yes. Six of the listed agencies are based in Troy: Goosehead Insurance - Alsaigh & Adour Agency, Mountain Wealth Group, Steven Schmitt: Allstate Insurance, HealthMarkets Insurance - Eric Zawicki, Oak Crest Insurance Services and FSA Insurance Agency. Allied Insurance Managers, Inc. is in Rochester Hills, next to Troy, and serves Troy. Some focus on home and auto, while others center on Medicare, health or life coverage, so match the office to the policy you need.

Does homeowners insurance cover roof replacement in Michigan?

It depends on your policy and what caused the damage. Homeowners policies generally respond to sudden damage, such as a storm, and not to a roof that has simply worn out with age. Coverage details, deductibles and how older roofs are handled vary by policy, so read yours and ask your agent. For storm claims, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. A captive agent can suit you if you like that carrier and want one long-term contact. An independent agent can compare prices and coverage across several companies. Whichever you choose, check the agent's license on the DIFS lookup before you buy a policy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only and does not sell insurance or act as an agent on claims. What we do is meet adjusters on site for storm claims and document what is actually damaged on the roof. A good agent makes that process faster, so it helps to have one you can reach easily. We also inspect roofs for free in Troy if you want to know where your roof stands.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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