After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Leonard, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.
How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Leonard come first, and where the city has fewer than five we added the nearest well-reviewed companies and say where they are based. This list is updated for 2026.
Quick Comparison
| # | Company | Rating | Reviews | Phone |
|---|---|---|---|---|
| 1 | Michelle Belesky - State Farm Insurance Agent | ★★★★★5.0 | 402 | (810) 798-3660 |
| 2 | FAMILY SHIELD INSURANCE GROUP | ★★★★★5.0 | 65 | (248) 436-2888 |
| 3 | J Jacobs and Associates | ★★★★★4.9 | 874 | (248) 693-6455 |
| 4 | Nick Horvath - State Farm Insurance Agent | ★★★★★4.9 | 240 | (248) 693-2464 |
| 5 | Yarbrough Insurance Group, LLC | ★★★★★4.9 | 156 | (810) 798-3030 |
Michelle Belesky - State Farm Insurance Agent
Address: 214 N Main St, Almont, MI 48003 (in nearby Almont, 6.3 miles from Leonard)
Phone: (810) 798-3660
Website: michellebelesky.com
In business since: 2003
Based in Almont, this State Farm office serves Leonard from about 6.3 miles away. Michelle Belesky has served Michigan families and businesses since 2003. The office offers auto insurance, homeowners and renters coverage, life insurance and business policies. As a State Farm agent, she quotes State Farm products. Reviewers mention staff who answer every question and explain options without pressure. Several describe the process as quick and easy. One reviewer mentions saving a lot of money on auto coverage, and another says a claim was handled in a timely manner.
What stands out:
- Office in business since 2003
- Renters coverage offered alongside home and auto
- Reviewers describe responsive, patient office staff
- Free quotes by phone at (810) 798-3660
FAMILY SHIELD INSURANCE GROUP
Address: 1290 S Lapeer Rd, Lake Orion, MI 48360 (in nearby Lake Orion, 8.8 miles from Leonard)
Phone: (248) 436-2888
Website: familyshieldins.com
Family Shield Insurance Group works out of Lake Orion and serves Leonard from about 8.8 miles away. Its website lists home, auto, life, business and umbrella coverage. You can compare auto and home quotes online by entering a ZIP code. Reviewers mention quick replies and clear explanations of their options. One describes saving over $250 a month on auto insurance. Another bundled home and auto for a lower rate, and a third insured both a personal home and an investment property with better coverage than other quotes.
What stands out:
- Umbrella policies listed with home and auto
- Online quote tool for auto, home or both
- Reviewers mention bundling home and auto for savings
- Call 248-436-2888 for a quote
J Jacobs and Associates
Address: 4301 S Baldwin Rd, Lake Orion, MI 48359 (in nearby Lake Orion, 13.3 miles from Leonard)
Phone: (248) 693-6455
Website: jjainsurance.com
In business since: 1981
Licenses and credentials: Family owned
From a family-owned office in Lake Orion, J Jacobs and Associates serves Leonard from about 13.3 miles away. The agency has been independent since 1981 and shops more than 20 carriers for auto, home, life and business coverage. It also handles workers compensation and runs a service center for billing and claims. Reviewers mention staff who take time to explain coverage options. One long-time customer notes good coverage and reasonable pricing as Michigan home and auto rates keep rising. Others describe a friendly front desk that listens and makes sure questions are answered.
What stands out:
- Independent agency founded in 1981
- Website notes the agency is licensed statewide
- Reviewers say staff explain coverage without rushing
- Call (248) 693-6455 to start a quote
Nick Horvath - State Farm Insurance Agent
Address: 148 S Washington St, Oxford, MI 48371 (in nearby Oxford, 6.7 miles from Leonard)
Phone: (248) 693-2464
Website: nickinsuresmi.com
Nick Horvath runs a State Farm office in Oxford and serves Leonard from about 6.7 miles away. He serves Oxford and the surrounding areas of Oakland County. The office offers home, auto, life and business insurance through State Farm. Reviewers mention a team that explains each detail of their coverage and points out ways to better protect a family and home. Others note quick responses with detailed notes. One customer of more than 10 years says filed claims have always been processed smoothly. Another chose the office after comparing quotes from many providers.
What stands out:
- State Farm agent in Oxford, Oakland County
- Over 25 years of insurance experience
- Free quote line: (248) 693-2464
- Reviewers mention comprehensive, competitive pricing
Yarbrough Insurance Group, LLC
Address: 126 S Main St, Almont, MI 48003 (in nearby Almont, 6.2 miles from Leonard)
Phone: (810) 798-3030
Website: yigllc.com
Yarbrough Insurance Group, LLC is based in Almont and serves Leonard from about 6.2 miles away. As an independent agency, it quotes coverage from several carriers. Its website lists auto, homeowners, commercial, farm, life and health, and aviation insurance. Reviewers mention agents who walk newcomers through Michigan insurance requirements and weigh business, driving and health needs together. A small landscaping business owner says the agency provided much better coverage. Other reviewers mention fast replies, options that fit their budget and good rates on auto and home policies.
What stands out:
- Farm and aviation insurance listed on website
- Independent agency offering free quotes
- Reviewers mention patient, detailed explanations
- Small business coverage mentioned by reviewers
How We Built This List
- Google reviews and ratings pulled via the Google Places API on 2026-10-22, sorted by rating weighted by review count.
- Location. Companies with an address in Leonard, MI rank ahead of companies based nearby, and nearby ones say where they are based.
- Michigan producer license, verified on the DIFS lookup.
- Google rating weighted by review count.
- Carriers represented: captive or independent.
- Claims support described on their site.
- Website review for services offered, years in business and any licenses or credentials the company publishes.
Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.
Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Leonard ask us who to call. Verify licenses and get more than one quote.
Need a Roofer in Leonard, MI?
We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Leonard for free, quotes five options at different price points, and takes no deposit until the job is done.
Comparing roofers? See the best roofing companies in Leonard. Budgeting? See what a roof replacement costs in Leonard, with real prices from our published jobs.
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Frequently Asked Questions
Is there an insurance agency based in Leonard?
None of the insurance agencies listed here are based in Leonard. The closest are Yarbrough Insurance Group, LLC and Michelle Belesky's State Farm office, both in Almont about 6 miles away, and Nick Horvath's State Farm office in Oxford, about 6.7 miles away. Family Shield Insurance Group and J Jacobs and Associates are in Lake Orion. All of them serve Leonard.
Does homeowners insurance cover roof replacement in Michigan?
It depends on the cause and your policy. Homeowners policies generally cover roof damage from sudden events such as wind, hail or a fallen tree, and may pay for replacement when the damage is severe enough. Wear from age is usually not covered. Policies differ on deductibles and on how older roofs are paid, so ask your agent to explain yours. We meet adjusters on site for storm claims and document what is actually damaged.
Captive or independent agent: which is better?
Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier, like the State Farm offices of Michelle Belesky and Nick Horvath. Independent agents quote several, like J Jacobs and Associates and Yarbrough Insurance Group, LLC. If you like one carrier, a captive agent knows it well. If you want to compare prices, an independent agent can shop for you. Either way, check the license on the DIFS lookup.
Does Roofing Army help with insurance claims?
No. Roofing Army does roofing only and does not sell insurance. We do meet adjusters on site for storm claims and document what is actually damaged, and a good agent makes that process faster. If you live in Leonard and think your roof has storm damage, Roofing Army will inspect it for free so you know what you are dealing with before you call your agent.
