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Best Insurance Agents in Madison Heights, MI (2026)

By Aaron Scott|5 min read||Madison Heights, MI

After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Madison Heights, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.

How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Madison Heights come first. This list is updated for 2026.

Quick Comparison

#CompanyRatingReviewsPhone
1Bengal Insurance Agency - Warren, Michigan★★★★★5.0506(586) 825-3800
2Bryan Bromley - State Farm Insurance Agent★★★★★5.0321(586) 446-4600
3Health Insurance & Medicare Advantage Enrollment Office - Will Weaver★★★★★5.066(248) 985-4860
4Gary Serdoz - State Farm Insurance Agent★★★★★4.9324(248) 583-3303
5Safeway Group Insurance Advisors★★★★★5.023(888) 808-0107
6Doug Ware Insurance Inc★★★★★4.8209(248) 265-3444
7High Favor Insurance Agency LLC★★★★★4.8106(248) 765-8675
#1

Bengal Insurance Agency - Warren, Michigan

★★★★★5.0(506 reviews)

Address: 4198 E 10 Mile Rd, Warren, MI 48091

Phone: (586) 825-3800

Website: bengalagency.com

Bengal Insurance Agency is in Warren, next to Madison Heights, and serves Madison Heights residents and business owners. The office writes home, auto and business insurance. Its mission statement promises a professional, patient and courteous staff, and the agency says most of its work comes from repeat customers and referrals. Reviewers mention friendly people, insurance issues resolved quickly and quotes they were happy with. Some describe the staff explaining each option clearly before they picked a policy. One reviewer points to good rates on both auto and homeowners coverage.

What stands out:

  • Office at 4198 E. 10 Mile Rd, Warren
  • Home, auto and commercial lines
  • Places AAA policies, according to one reviewer
  • Reviewers describe fast, professional help from start to finish
#2

Bryan Bromley - State Farm Insurance Agent

★★★★★5.0(321 reviews)

Address: 551 E 11 Mile Rd Ste 1C, Madison Heights, MI 48071

Phone: (586) 446-4600

Website: bryanbromley.com

In Madison Heights, Bryan Bromley runs a State Farm office that writes car, home, life and business insurance. As a State Farm agent, he quotes State Farm policies. His website calls him a local, experienced agent and makes the point that a strong agent relationship can decide whether a customer pays for damage out of pocket. Reviewers mention quick replies, detailed explanations of their coverage and prices that beat their old policies. One says getting insured took a matter of minutes. Others describe patient help from his office staff when they did not know where to start with life and home coverage.

What stands out:

  • State Farm agency located in Madison Heights
  • Free quotes by phone at (586) 446-4600
  • Handles home and auto for the same customer
  • Reviewers mention fast, practical answers to policy questions
#3

Health Insurance & Medicare Advantage Enrollment Office - Will Weaver

★★★★★5.0(66 reviews)

Address: 26092 John R Rd, Madison Heights, MI 48071

Phone: (248) 985-4860

Website: healthmarkets.com

Health and Medicare coverage are the focus at this Madison Heights office, where Will Weaver works as a licensed insurance advisor for HealthMarkets. He serves individuals, families and small businesses, and his site says he looks to protect clients' income and assets along with their health. Reviewers describe him walking through each available plan, explaining the details and giving his own view on the best fit. One notes that he confirms a client's doctors, hospital and medications are accepted before enrolling. Another says he checks in through the year with reminders and updates. If you are sorting out Medicare or an individual health plan, he is worth a call.

What stands out:

  • Office in Madison Heights, ZIP 48071
  • Medicare, health, life and long-term care plans
  • Free consultations, by appointment
  • Reviewers mention patient, detailed plan comparisons
#4

Gary Serdoz - State Farm Insurance Agent

★★★★★4.9(324 reviews)

Address: 30260 John R Rd, Madison Heights, MI 48071

Phone: (248) 583-3303

Website: garyfserdoz.com

At his State Farm office in Madison Heights, Gary Serdoz and his team write car, home, life and business insurance. The website posts seasonal tips, including a fall reminder to clean gutters, inspect the roof and trim branches before storms. Reviewers mention that every staff member they deal with is knowledgeable and helpful, not just one person. Others describe quick answers, clear explanations of coverage and help finding affordable options. One customer notes the office set up manual payments when life got in the way of autopay. Some reviewers have been clients for years and say the team still treats their concerns with care.

What stands out:

  • State Farm agency located in Madison Heights
  • Free quotes at (248) 583-3303
  • Reviewers say questions often get answers within a day
  • Helps with coverage for travel, per one reviewer
#5

Safeway Group Insurance Advisors

★★★★★5.0(23 reviews)

Address: 395 W Lincoln Ave, Madison Heights, MI 48071

Phone: (888) 808-0107

Website: safeway-group.com

Medicare is the core of this Madison Heights advisory office. Safeway Group helps clients sort through Medicare, Medigap, prescription drug coverage, long-term care, life insurance and final expense plans. Its site lists carriers such as Aetna. Reviewers describe a team that responds quickly, is not pushy and takes time to find the right policy. One family says the staff reviews a parent's policy every year to make sure it still fits. Another reviewer says the advisor was able to cut their monthly supplement cost. For a family member facing Medicare choices, this office is a practical place to start.

What stands out:

  • Office located in Madison Heights
  • Help with Medicare Parts A through D and Medigap
  • Annuities and retirement planning listed on its site
  • Post-hospital care coverage also offered
  • Reviewers mention long-term clients, some for many years
#6

Doug Ware Insurance Inc

★★★★★4.8(209 reviews)

Address: 30795 John R Rd, Madison Heights, MI 48071

Phone: (248) 265-3444

Website: dougwareinsurance.com

In business since: 1990

This Madison Heights agency writes home, auto, life and business coverage and can shop more than one insurance company for a client. Reviewers describe switching their policies to the agency and ending up with better coverage at a lower cost. One senior reviewer says an agent found a company with better rates, handled the transfer and took extra time to explain the details clearly. Another reviewer, a client for eight years, credits Doug with keeping them informed while adding a life insurance policy. Several describe the whole office as warm, friendly and knowledgeable.

What stands out:

  • Founded in 1990
  • Serves Oakland, Macomb and Wayne Counties
  • Progressive among the carriers it places
  • Claims support listed among its services
  • Reviewers mention auto quotes turned around within a day
#7

High Favor Insurance Agency LLC

★★★★★4.8(106 reviews)

Address: 26080 Woodward Ave, Royal Oak, MI 48067

Phone: (248) 765-8675

Website: highfavorinsurance.com

Royal Oak is home to High Favor Insurance Agency LLC, which sits next to Madison Heights and serves Madison Heights drivers and homeowners. The agency writes auto, home and commercial policies, plus life insurance. Clients can file a claim, make a payment or print ID cards through the website. Reviewers mention agents who beat their existing rates, including a Progressive policy, and explain options without industry jargon. One reviewer buying a first home got both auto and homeowners coverage set up through the office. A longtime client credits the team with help navigating complicated claims.

What stands out:

  • Office at 26080 Woodward Ave, Royal Oak
  • Boat, motorcycle and classic car coverage available
  • Umbrella and condo policies also offered
  • Reviewers describe prompt, thorough service

How We Built This List

  • Google reviews and ratings pulled via the Google Places API on 2026-11-02, sorted by rating weighted by review count.
  • Location. Companies with an address in Madison Heights, MI rank ahead of companies based nearby.
  • Michigan producer license, verified on the DIFS lookup.
  • Google rating weighted by review count.
  • Carriers represented: captive or independent.
  • Claims support described on their site.
  • Website review for services offered, years in business and any licenses or credentials the company publishes.

Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.

Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Madison Heights ask us who to call. Verify licenses and get more than one quote.

Need a Roofer in Madison Heights, MI?

We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Madison Heights for free, quotes five options at different price points, and takes no deposit until the job is done.

Madison Heights roofing services →

Comparing roofers? See the best roofing companies in Madison Heights. Budgeting? See what a roof replacement costs in Madison Heights, with real prices from our published jobs.

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Frequently Asked Questions

Is there an insurance agency based in Madison Heights?

Yes. Five agencies on this list are based in Madison Heights: Bryan Bromley's State Farm office, Gary Serdoz's State Farm office, Doug Ware Insurance Inc, Safeway Group Insurance Advisors, and Will Weaver's HealthMarkets office for health and Medicare plans. Bengal Insurance Agency in Warren and High Favor Insurance Agency LLC in Royal Oak are in the next towns over and also serve Madison Heights.

Does homeowners insurance cover roof replacement in Michigan?

Usually only when the damage is sudden and comes from a covered event, such as wind, hail or a fallen tree. Most policies do not pay to replace a roof that is simply old or worn out. How much you get depends on your deductible and whether the policy pays replacement cost or actual cash value. We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster.

Captive or independent agent: which is better?

Neither is better for everyone. Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier, such as the State Farm agents on this list. Independent agents quote several. A captive agent knows one company's policies in depth, while an independent agent can compare prices across companies. Whichever you choose, check the license on the DIFS lookup before you buy.

Does Roofing Army help with insurance claims?

No. Roofing Army does roofing only. We do not sell insurance, file claims or negotiate settlements. What we do is meet adjusters on site for storm claims and document what is actually damaged, so your agent and adjuster have clear facts to work from. Roofing Army also inspects roofs for free in Madison Heights, which is a good first step after a storm before you call your agent.

About the Author

Aaron Scott, Owner, Licensed Residential Builder

20+ years in the home service industry. Licensed residential builder in Michigan. Owner of Roofing Army with offices in Oxford, Ferndale, Rochester Hills, Plymouth, and Jenison.

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