After a storm, the agent who picks up the phone and knows your policy is worth more than the cheapest premium. We pulled every insurance agency Google lists in Zeeland, MI, checked which ones actually have an address in town, read their reviews, and went through their websites to build this list.
How we chose this list: Insurance agencies are sorted by Google rating weighted by review count. Companies based in Zeeland come first. This list is updated for 2026.
Quick Comparison
| # | Company | Rating | Reviews | Phone |
|---|---|---|---|---|
| 1 | Dorothy Ortez - State Farm Insurance Agent | ★★★★★4.9 | 420 | (616) 772-1000 |
| 2 | Rachel Karhoff - State Farm Insurance Agent | ★★★★★4.9 | 275 | (616) 772-4185 |
| 3 | Ottawa Insurance Agency | ★★★★★5.0 | 19 | (616) 772-2128 |
| 4 | Meyering Insurance | ★★★★★4.8 | 124 | (616) 772-3600 |
| 5 | Custer Insurance Agency, LLC - Meemic Insurance Agent | ★★★★★4.8 | 38 | (616) 748-4920 |
| 6 | M. Vander Plow Insurance Inc. | ★★★★★5.0 | 10 | (616) 396-1497 |
Dorothy Ortez - State Farm Insurance Agent
Address: 11539 E Lakewood Blvd Ste 90, Holland, MI 49424
Phone: (616) 772-1000
Website: insuremeholland.com
This State Farm office is in Holland, next to Zeeland, and serves Zeeland households and businesses. The agency writes home, auto, life and business coverage through State Farm, so quotes come from one carrier. The office describes a team that enjoys getting to know the people and families who come through its doors. Reviewers mention staff who are kind, patient and thorough when explaining the details of a policy. Several describe bundling home and auto, and one mentions adding umbrella coverage. Others mention getting a quick quote on a newly purchased vehicle. If you already lean toward State Farm, this office is a short drive from Zeeland.
What stands out:
- Holland office serving nearby Zeeland
- Free quotes available by calling the office
- Website includes a licensing mention
- Reviewers mention staff working around busy schedules
Rachel Karhoff - State Farm Insurance Agent
In Zeeland, Rachel Karhoff runs a State Farm agency. The website lists home, auto, life and business insurance through State Farm. One reviewer describes asking for one-day event coverage for a nonprofit renting a public building and says the agent listened carefully and took notes. Others mention that quotes, policy changes and basic questions get handled without feeling rushed. A reviewer also describes policy information arriving by email almost right away. Another mentions help booking a same-day windshield repair appointment. Reviewers also point to the support the office gives the local community. For a State Farm agent close to home, this office sits right in town.
What stands out:
- 24 years in business, per the agency website
- Free quotes available by phone
- Website includes a licensing mention
- Reviewers describe the office as easy to work with
Ottawa Insurance Agency
Ottawa Insurance Agency works from an office at 26 N Church St in Zeeland. As an independent agency, it can quote coverage from more than one carrier. The website lists auto, home, condo, renters, flood, umbrella and life insurance, plus commercial policies and coverage for boats, RVs, motorcycles and motor homes. Reviewers mention agents who shop quotes across carriers, and two describe saving money after switching. One reviewer describes help when it came time to make a claim. Others mention fast callbacks and agents who take time to answer every question. Several reviewers say they have stayed with the agency for years.
What stands out:
- 50 years in business, per the website
- Online client center for ID cards and payments
- Claims can be filed through the website
- Reviewers mention long relationships with their agents
Meyering Insurance
With offices in Zeeland and Hamilton, Meyering Insurance is an independent agency serving West Michigan. It handles personal, commercial and life insurance, and the website lists a carrier network the agents can shop. Reviewers mention quick responses to questions and requests. One describes an agent who found a new carrier when another company would not put a couple on the same car policy, with better coverage at a lower rate. Another describes a fast reply on a Sunday morning when the reviewer needed proof of truck insurance at the Canadian border. Business owners in the reviews mention support for both personal and commercial needs.
What stands out:
- Over 70 years in business, per the website
- Website includes a licensing mention
- Claims help and online bill pay on website
- Employee directory lists agents by name
Custer Insurance Agency, LLC - Meemic Insurance Agent
Here in Zeeland, Custer Insurance Agency writes policies as a Meemic agent. Reviewers mention an office that replies quickly by email and phone and stays patient with questions. The whole staff gets credit in reviews, not just one person. One reviewer describes help while buying a car for a daughter, plus a review of the family's other policies to make sure they were properly covered. Several reviewers say they have been customers for many years. One notes that Meemic can be cost efficient for people who work in education.
What stands out:
- Meemic agent with a Zeeland office
- Tagline: Insurance With a Personal Touch
- Reviewers describe staff as kind and professional
- Reviewers mention help from multiple team members
M. Vander Plow Insurance Inc.
Address: 55 E Main Ave, Zeeland, MI 49464
Phone: (616) 396-1497
Website: mvpinsure.us
Licenses and credentials: Family owned
Family owned and operated, M. Vander Plow Insurance Inc. is an independent agency in Zeeland. Its website says callers can talk directly with their agent, and service is offered by phone, email or in person. Reviewers mention agents who research rates on home and car coverage and walk through every detail of a bundle. One reviewer describes two claims in recent years that the agency handled for them. Another insured a boat with the agency for seven years, including a trip around the Great Loop. Reviewers also value having an office they can stop by in person.
What stands out:
- Quote Central and Reference Library on website
- Reviewers mention fast, easy car insurance quotes
- Some clients have stayed since the agency's founding
- Reviewers describe responsive service for families
How We Built This List
- Google reviews and ratings pulled via the Google Places API on 2026-11-13, sorted by rating weighted by review count.
- Location. Companies with an address in Zeeland, MI rank ahead of companies based nearby.
- Michigan producer license, verified on the DIFS lookup.
- Google rating weighted by review count.
- Carriers represented: captive or independent.
- Claims support described on their site.
- Website review for services offered, years in business and any licenses or credentials the company publishes.
Licensing in Michigan: Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Captive agents sell one carrier; independent agents quote several. Check the license on the DIFS lookup.
Disclosure: Roofing Army is a roofing company. We do not do this kind of work, we have no business relationship with the companies above, and nobody paid to be listed. We built this list because our customers in Zeeland ask us who to call. Verify licenses and get more than one quote.
Need a Roofer in Zeeland, MI?
We meet adjusters on site for storm claims and document what is actually damaged. A good agent makes that process faster. Roofing Army inspects roofs in Zeeland for free, quotes five options at different price points, and takes no deposit until the job is done.
Comparing roofers? See the best roofing companies in Zeeland. Budgeting? See what a roof replacement costs in Zeeland, with real prices from our published jobs.
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Frequently Asked Questions
Is there an insurance agency based in Zeeland?
Yes. Five of the agencies listed here are based in Zeeland: Rachel Karhoff - State Farm Insurance Agent, Ottawa Insurance Agency, Meyering Insurance, Custer Insurance Agency, LLC - Meemic Insurance Agent, and M. Vander Plow Insurance Inc. Meyering also has a second office in Hamilton. Dorothy Ortez - State Farm Insurance Agent is in Holland, the next town over, and serves Zeeland as well.
Does homeowners insurance cover roof replacement in Michigan?
It can, depending on the cause and your policy. Homeowners policies generally cover sudden damage, such as wind or hail from a storm, and generally do not cover a roof that has simply worn out with age. Some policies pay replacement cost and others pay actual cash value, which subtracts depreciation. Ask your agent which applies to your roof. For storm claims, we meet adjusters on site and document what is actually damaged. A good agent makes that process faster.
Captive or independent agent: which is better?
Neither is better for everyone. Captive agents sell one carrier, such as a State Farm agent, and know that company's products well. Independent agents quote several carriers, which helps if you want to compare prices or have a situation one company will not cover. Either way, Michigan insurance agents are licensed by the Department of Insurance and Financial Services (DIFS). Check the license on the DIFS lookup before you buy a policy.
Does Roofing Army help with insurance claims?
No. Roofing Army does roofing only, so we do not sell insurance or file claims for you. What we do is meet adjusters on site for storm claims and document what is actually damaged, which gives your agent and adjuster clear information to work from. Roofing Army also inspects roofs for free in Zeeland, so you can find out whether there is storm damage before you call your insurance agent.




